508 E Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 508 E Centennial St, Nappanee, IN 46550 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,762 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-177-015.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-177-015.000-029`
Alternative APN	`1431177015029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
1st Floor Area	1,206 sqft
Upper Floors Area	416 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	202 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1431177015029
Old Parcel Number	1431177015029
Street Address	508 E CENTENNIAL ST
City	NAPPANEE
State	IN
Zip	46550-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAUFFERS 3RD LOT 391
Legal Subdivision	STAUFFERS 3RD
Legal Block	177
Legal Lot Number	391
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3032
Census Tract	1200

Owner

Source: Elkhart County records · APN 20-14-31-177-015.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	508 E CENTENNIAL ST, NAPPANEE, IN 46550-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 30, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2018
Deed Sale	Jan 30, 2018
Deed Document Number	0000002166
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	508 E CENTENNIAL ST, NAPPANEE, IN 46550-1408
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001028
Date	Aug 06, 2021
Instrument	2021-21028

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 30, 2018
Property Address	508 E CENTENNIAL ST, NAPPANEE, IN 46550-1408
Document Number	0000002166
Instrument Date	Jan 26, 2018
Instrument	2018-02166
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E CENTENNIAL ST, NAPPANEE, IN 46550-1408

Mortgage

Document Number	0000002167
Date	Jan 30, 2018
Instrument	2018-02167

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Mortgage

Document Number	0000002168
Date	Jan 30, 2018
Instrument	2018-02168

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,400 (+11.21%) Land $23,100 Building $168,300	$191,400 (+11.21%) Land $23,100 Building $168,300
2024	$1,762.00 (+12.8%)	$172,100 (+7.03%) Land $23,100 Building $149,000	$172,100 (+7.03%) Land $23,100 Building $149,000
2023		$160,800 (+5.86%) Land $23,100 Building $137,700	$160,800 (+5.86%) Land $23,100 Building $137,700
2022	$1,562.00 Homeowner's exemption	$151,900 Land $23,100 Building $128,800	$151,900 Land $23,100 Building $128,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180390012003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Nappaness Eastside Historic District listed 2003 · 138 contributing resources · NRIS 03001321

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 393 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
New Paris Telephone Company	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Mediacom Communications, Fourway Computer Products, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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