649 Bluff St, Carol Stream, IL 60188 Property Records

DuPage County property record for 649 Bluff St, Carol Stream, IL 60188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,706 sqft · built 1983
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (May 2004)
Tax Bill$9,251 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-29-304-033

Property Details

APN / Parcel Number

Primary APN02-29-304-033

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,706 sqft Living Area
1st Floor Area908 sqft
2nd Floor Area798 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialConcrete
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address649 BLUFF ST
CityCAROL STREAM
StateIL
Zip60188-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPARK HILL OF THE GREENWAY OF CAROL STREAM PHASE 3 SUB ALL
Legal SubdivisionPARK HILL OF THE GREENWAY OF CAROL STREA
Legal Phase3
Legal Lot Number198
JurisdictionDU PAGE IL
Township / Civil DivisionBLOOMINGDALE
Census Block Group2
Census Block2007
Census Tract841210

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address649 BLUFF ST, CAROL STREAM, IL 60188-3428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2004 · Amount on Record
Deed SaleMay 25, 2004 · Amount on Record
Prior SaleOct 2, 2002 · Amount on Record
Deed Document Number2004138432
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address649 BLUFF ST, CAROL STREAM, IL 60188-3428
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108987
DateNov 26, 2018
InstrumentR2018-108987
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 18, 2048
Interest
Rate TypeAdjustable Rate
Rate6.88%
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address649 BLUFF ST, CAROL STREAM, IL 60188-3428
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000142404
DateNov 23, 2020
InstrumentR2020-142404
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionBloomingdale Township
MunicipalityCarol Stream Village
Elementary School DistrictCommunity Consolidated School District 93 (PK - 08)
Secondary School DistrictGlenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,251.00 (+6.81%)$120,212 (+20.34%) Land $36,792 Building $83,420$360,636 (+20.34%) Land $110,376 Building $250,260
2022$8,661.00 Homeowner's exemption$99,890 Land $30,580 Building $69,310$299,670 Land $91,740 Building $207,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAROL STREAM
serves 39,854 people · EPA ID IL0430200
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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