DuPage County property record for 631 Bluff St, Carol Stream, IL 60188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,706 sqft · built 1984 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jan 2020) |
| Tax Bill | $9,453 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-29-304-036 |
| Primary APN | 02-29-304-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 908 sqft |
| 2nd Floor Area | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|
| Street Address | 631 BLUFF ST |
|---|---|
| City | CAROL STREAM |
| State | IL |
| Zip | 60188-3428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PARK HILL OF THE GREENWAY OF CAROL STREAM PHASE 3 SUB ALL |
| Legal Subdivision | PARK HILL OF THE GREENWAY OF CAROL STREA |
| Legal Phase | 3 |
| Legal Lot Number | 201 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 841210 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 631 BLUFF ST, CAROL STREAM, IL 60188-3428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage CROWN MORTGAGE CO |
| Jan 14, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SOUTH CENTRAL BANK |
| Jan 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Deed Document Number | 20209109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 631 BLUFF ST, CAROL STREAM, IL 60188-3428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000017443 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | R2026-017443 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 631 BLUFF ST, CAROL STREAM, IL 60188-3428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000088856 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | R2017-088856 |
| Name | CROWN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | OAK LAWN, IL 60453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 631 BLUFF ST, CAROL STREAM, IL 60188-3428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UPLAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004539 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | R2020-004539 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 19, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 27, 2020 |
| Property Address | 631 BLUFF ST, CAROL STREAM, IL 60188-3428 |
| Document Number | 0000009109 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 9109 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1045 NERGE RD #510 ELK GROVE VILLAGE IL 600073234, 510, ELK GROVE VILLAGE, IL 60007-3234 |
| Document Number | 9110 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 9110 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2050 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Bloomingdale Township |
| Municipality | Carol Stream Village |
| Elementary School District | Community Consolidated School District 93 (PK - 08) |
| Secondary School District | Glenbard Township High School District 87 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,453.00 (+5.74%) Homeowner's exemption | $122,663 (+9.31%) Land $36,792 Building $85,871 | $367,989 (+9.31%) Land $110,376 Building $257,613 |
| 2024 | $8,940.00 (+0.99%) | $112,215 (+10.06%) Land $33,658 Building $78,557 | $336,645 (+10.06%) Land $100,974 Building $235,671 |
| 2022 | $8,852.00 Homeowner's exemption | $101,960 Land $30,580 Building $71,380 | $305,880 Land $91,740 Building $214,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAROL STREAM serves 39,854 people · EPA ID IL0430200 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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