637 Bluff St, Carol Stream, IL 60188 Property Records

DuPage County property record for 637 Bluff St, Carol Stream, IL 60188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,706 sqft · built 1984
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Jul 2021)
Tax Bill$9,453 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-29-304-035

Property Details

APN / Parcel Number

Primary APN02-29-304-035

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,706 sqft Living Area
1st Floor Area908 sqft
2nd Floor Area798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address637 BLUFF ST
CityCAROL STREAM
StateIL
Zip60188-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPARK HILL OF THE GREENWAY OF CAROL STREAM PHASE 3 SUB ALL
Legal SubdivisionPARK HILL OF THE GREENWAY OF CAROL STREA
Legal Phase3
Legal Lot Number200
JurisdictionDU PAGE IL
Township / Civil DivisionBLOOMINGDALE
Census Block Group2
Census Block2007
Census Tract841210

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address637 BLUFF ST, CAROL STREAM, IL 60188-3428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 4, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleJun 19, 2014 · Amount on Record
Deed Document Number2021102698
Prior Transfer DateJul 21, 2014
Prior Transfer Doc0000071162
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 7, 2021
Property Address637 BLUFF ST, CAROL STREAM, IL 60188-3428
Document Number0000102698
Map ReferenceDOC R83-41646
Instrument DateJun 8, 2021
InstrumentR2021-102698
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyATLAS TITLE, ATLAS TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 BLUFF ST, CAROL STREAM, IL 60188-3428

Mortgage

Document Number0000102699
DateJul 7, 2021
InstrumentR2021-102699
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address637 BLUFF ST, CAROL STREAM, IL 60188-3428
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039049
DateMay 4, 2018
InstrumentR2018-039049
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 18, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionBloomingdale Township
MunicipalityCarol Stream Village
Elementary School DistrictCommunity Consolidated School District 93 (PK - 08)
Secondary School DistrictGlenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,453.00 (+6.74%)$122,663 (+20.26%) Land $36,792 Building $85,871$367,989 (+20.26%) Land $110,376 Building $257,613
2022$8,856.00 Homeowner's exemption$102,000 Land $30,580 Building $71,420$306,000 Land $91,740 Building $214,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAROL STREAM
serves 39,854 people · EPA ID IL0430200
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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