DuPage County property record for 612 Bluff St, Carol Stream, IL 60188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,706 sqft · built 1984 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Oct 2021) |
| Tax Bill | $9,251 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-29-309-023 |
| Primary APN | 02-29-309-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 908 sqft |
| 2nd Floor Area | 798 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|
| Street Address | 612 BLUFF ST |
|---|---|
| City | CAROL STREAM |
| State | IL |
| Zip | 60188-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PARK HILL OF THE GREENWAY OF CAROL STREAM PHASE 3 SUB ALL |
| Legal Subdivision | PARK HILL OF THE GREENWAY OF CAROL STREA |
| Legal Phase | 3 |
| Legal Lot Number | 138 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | BLOOMINGDALE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 841210 |
612 Bluff St is owned and occupied by an individual who bought it in October 2021.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 612 BLUFF ST, CAROL STREAM, IL 60188-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Oct 20, 2021 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on File |
| Deed Sale | Oct 20, 2021 · Amount on File |
| Deed Document Number | 2021154885 |
| Prior Transfer Date | Feb 28, 2018 |
| Prior Transfer Doc | 0000029788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 612 BLUFF ST, CAROL STREAM, IL 60188-1632 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 612 BLUFF ST, CAROL STREAM, IL 60188-1632 |
| Document Number | 0000056725 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | R2023-056725 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Oct 20, 2021 |
| Property Address | 612 BLUFF ST, CAROL STREAM, IL 60188-1632 |
| Document Number | 0000154885 |
| Map Reference | DOC R83-41646 |
| Instrument Date | Oct 19, 2021 |
| Instrument | R2021-154885 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 BLUFF ST, 612, CAROL STREAM, IL 60188-1632 |
| Name | Verified Name |
|---|---|
| Address | 612 BLUFF ST, CAROL STREAM, IL 60188-1632 |
| Document Number | 0000154886 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | R2021-154886 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 6, 2018 |
| Property Address | 612 BLUFF ST, CAROL STREAM, IL 60188-1632 |
| Document Number | 0000029788 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 29788 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 612 BLUFF ST CAROL STREAM IL 601881632, CAROL STREAM, IL 60188-1632 |
The 2025 property tax bill for 612 Bluff St was $9,251 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Bloomingdale Township |
| Municipality | Carol Stream Village |
| Elementary School District | Community Consolidated School District 93 (PK - 08) |
| Secondary School District | Glenbard Township High School District 87 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,251.00 | $120,212 Land $36,792 Building $83,420 | $360,636 Land $110,376 Building $250,260 |
| 2022 | $8,666.00 Homeowner's exemption | $99,940 Land $30,580 Building $69,360 | $299,820 Land $91,740 Building $208,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 612 Bluff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 612 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAROL STREAM serves 39,854 people · EPA ID IL0430200 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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