643 Bluff St, Carol Stream, IL 60188 Property Records

DuPage County property record for 643 Bluff St, Carol Stream, IL 60188

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,501 sqft · built 1984
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Tax Bill$7,879 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-29-304-034

Property Details

APN / Parcel Number

Primary APN02-29-304-034

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,501 sqft Living Area
1st Floor Area861 sqft
2nd Floor Area640 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Street Address643 BLUFF ST
CityCAROL STREAM
StateIL
Zip60188-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI-2
Legal DescriptionPARK HILL OF THE GREENWAY OF CAROL STREAM PHASE 3 SUB ALL
Legal SubdivisionPARK HILL OF THE GREENWAY OF CAROL STREA
Legal Phase3
Legal Lot Number199
JurisdictionDU PAGE IL
Township / Civil DivisionBLOOMINGDALE
Census Block Group2
Census Block2007
Census Tract841210

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address643 BLUFF ST, CAROL STREAM, IL 60188-3428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Jan 15, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address643 BLUFF ST, CAROL STREAM, IL 60188-3428
Transaction TypeMortgage
Record UpdatedApr 7, 2022
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029741
DateMar 23, 2022
InstrumentR2022-029741
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037
Interest
Rate2.87%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address643 BLUFF ST, CAROL STREAM, IL 60188-3428
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002951
DateJan 15, 2019
InstrumentR2019-002951
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 27, 2038

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionBloomingdale Township
MunicipalityCarol Stream Village
Elementary School DistrictCommunity Consolidated School District 93 (PK - 08)
Secondary School DistrictGlenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,879.00 (+6.72%) Veteran's exemption$111,570 (+9.31%) Land $36,792 Building $74,778$334,710 (+9.31%) Land $110,376 Building $224,334
2024$7,383.00 (-2.07%)$102,067 (+10.07%) Land $33,658 Building $68,409$306,201 (+10.07%) Land $100,974 Building $205,227
2022$7,539.00 Homeowner's exemption Senior Citizen's exemption$92,730 Land $30,580 Building $62,150$278,190 Land $91,740 Building $186,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAROL STREAM
serves 39,854 people · EPA ID IL0430200
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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