643 Vista Lake, Spring Branch, TX 78070 Property Records

Comal County property record for 643 Vista Lake, Spring Branch, TX 78070

Property Summary

Property Type	Vacant Land
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on Record
Tax Bill	$2,151 (2024)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-0150-2161-00`

Property Details

APN / Parcel Number

Primary APN	`36-0150-2161-00`
Alternative APN	`147325`

Exterior

Lot Area	94,525 sqft (2.17 acres)

Location & Zoning

Account Number	147325
Old Parcel Number	360150216100
Street Address	643 VISTA LK
City	SPRING BRANCH
State	TX
Zip	78070-5084
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	MYSTIC SHORES 20, LOT 2161, LIFE ESTATE LIFE ESTATE
Legal Subdivision	MYSTIC SHORES 20
Legal Lot Number	2161
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1001
Census Tract	310603

Owner

Source: Comal County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 CALMATO WOODS WAY, WILLIS, TX 77318-1006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Transfer on Death Deed, Transfer
Apr 29, 2021	Transfer on Death Deed, Transfer
Jan 19, 2021	Vendor's Lien, Transfer · Line of Credit MARION STATE BANK
Oct 14, 2020	Warranty Deed, Transfer PRESIDIO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021
Deed Sale	Apr 26, 2021
Prior Sale	Oct 14, 2020
Deed Document Number	202106023082
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	202106003350
Record Updated	Jun 8, 2026

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COMAL TX
Recording Date	Apr 29, 2021
Property Address	643 VISTA LK, SPRING BRANCH, TX 78070-5084
Document Number	0006022948
Map Reference	DOC 200706008309
Instrument Date	Apr 26, 2021
Instrument	202106022948
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 GOODNIGHT CIR, CIBOLO, TX 78108-3751

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COMAL TX
Recording Date	Apr 29, 2021
Property Address	643 VISTA LK, SPRING BRANCH, TX 78070-5084
Document Number	0006023082
Map Reference	DOC 200706008309
Instrument Date	Apr 26, 2021
Instrument	202106023082
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 GOODNIGHT CIR, CIBOLO, TX 78108-3751

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Jan 19, 2021
Property Address	643 VISTA LK, SPRING BRANCH, TX 78070-5084
Document Number	0006003350
Map Reference	DOC 200706008309
Instrument Date	Jan 15, 2021
Instrument	202106003350
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	PRESIDIO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	947888 BEAR CREEK, 947888, SAN ANTONIO, TX 78245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 GOODNIGHT CIR, CIBOLO, TX 78108-3751

Mortgage

Document Number	0006003351
Date	Jan 19, 2021
Instrument	202106003351

Lender

Name	MARION STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Oct 14, 2020
Property Address	643 VISTA LK, SPRING BRANCH, TX 78070-5084
Document Number	0006045472
Instrument Date	Oct 14, 2020
Instrument	6045472
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	PRESIDIO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9418 BEAR CREEK DR SAN ANTONIO TX 782451202, SAN ANTONIO, TX 78245-1202

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,680 (-2.01%) Land $141,680	$141,680 (-2.01%) Land $141,680
2024	$2,151.00 (-5.12%)	$144,580 (-4.76%) Land $144,580	$144,580 (-4.76%) Land $144,580
2023	$2,267.00	$151,810 Land $151,810	$151,810 Land $151,810
2022	$2,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vista Lake

Nearby Streets

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