Osceola County property record for 6412 Claras Loop, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,116 sqft Living Area |
| Lot Size | 24,959 sqft (0.573 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $317,000 (2020) |
| Tax Bill | $4,154.00 (2024) |
| Primary APN | 02-26-31-4432-0001-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,116 sqft Living Area |
| Gross Area | 3,346 sqft Gross Area |
| 1st Floor | 1,508 sqft 1st Floor |
| Upper Floors | 608 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 24,959 sqft (0.573 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Porch Area | 746 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 6412 CLARAS LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 17 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | NORTHSHORE STAGE 1 |
| Legal Tract | 4432 |
| Legal Block | 170 |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records · APN 02-26-31-4432-0001-0170
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6412 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Aug 20, 2020 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Prior Sale | Sep 01, 2009 · Amount on Record |
| Deed Doc Number | 2020110300 |
| Deed Book / Page | 5778 / 969 |
| Prior Transfer Date | Aug 24, 2009 |
| Prior Transfer Doc | 0038830727 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6412 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6412 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Document Number | 0059852045 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 5985/2045 |
| Instrument | 2021096729 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 20, 2020 |
| Property Address | 6412 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Document Number | 0057780969 |
| Book / Page | 005778 / 000969 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 110300 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,219.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6412 CLARAS LOOP ST CLOUD FL 347718816, ST CLOUD, FL 34771-8816 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,360.00 (+4.96%) Homeowner's exemption | $304,153 (+5.99%) | $377,700 (+1.59%) Land $65,000 Building $312,700 |
| 2024 | $4,154.00 (+2.11%) | ||
| 2023 | $4,068.00 (+4.07%) Homeowner's exemption | $286,973 (+3%) | $371,800 (+26.12%) Land $65,000 Building $306,800 |
| 2022 | $3,909.00 Homeowner's exemption | $278,615 | $294,800 Land $60,000 Building $234,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 324 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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