6402 Claras Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6402 Claras Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,969 sqft Heated Area
Lot Size	22,651 sqft (0.519 acres)
Occupancy	Owner Occupied
Last Sale	$287,500 (2020)
Tax Bill	$4,059.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`95207`
Alternative APN	`022631443200010120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,969 sqft Heated Area
Gross Area	3,100 sqft Gross Area
1st Floor	1,969 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	22,651 sqft (0.519 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	550 sqft Garage
Porch	Open Porch
Porch Area	581 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	95207
Street Address	6402 CLARAS LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8816
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTHSHORE-STAGE ONE PB 10 PGS 154-156 LOT 12
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	NORTHSHORE-STATE ONE
Legal Tract	4432
Legal Block	1
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1034
Census Tract	43801

Owner

Source: Osceola County records · APN 95207

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6402 CLARAS LOOP, SAINT CLOUD, FL 34771-8816
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Nov 15, 2006 · Amount on Record
Deed Doc Number	2020053710
Deed Book / Page	5710 / 1161
Record Refreshed	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2020
Property Address	6402 CLARAS LOOP, SAINT CLOUD, FL 34771-8816
Document Number	0057101161
Book / Page	5710 / 1161
Map Reference	MB 10 PG 154-156
Instrument Date	Apr 17, 2020
Instrument	2020053710
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	INTEGRITY TTL & GUARANTY AGC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,012.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4474 POMPEY CENTER RD, 4474, MANLIUS, NY 13104-8325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 CLARAS LOOP, SAINT CLOUD, FL 34771-8816

Mortgage

Document Number	0057101163
Date	Apr 20, 2020
Instrument	5710/1163

Lender

Name	REPUBLIC BANC MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,059.00 (+7.32%) Homeowner's exemption	$282,452 (+5.99%)	$350,300 (+1.57%) Land $65,000 Building $285,300
2023	$3,782.00 (+4.16%) Homeowner's exemption	$266,498 (+3%)	$344,900 (+25.83%) Land $65,000 Building $279,900
2022	$3,631.00 Homeowner's exemption	$258,736	$274,100 Land $60,000 Building $214,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 71% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 345 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.