6400 Claras Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6400 Claras Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2005
Square Footage	3,068 sqft Living Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$520,000 (2021)
Tax Bill	$5,925.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-26-31-4432-0001-0110`
Alternative APNs	`263102443200010110` `95206`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,068 sqft Living Area
Gross Area	4,712 sqft Gross Area
1st Floor	1,618 sqft 1st Floor
Upper Floors	1,450 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	988 sqft Garage
Pool House	336 sqft Pool House
Deck Area	1,170 sqft Deck
Porch Area	656 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	6400 CLARAS LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8816
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTHSHORE-STAGE ONE PB 10 PGS 154-156 LOT 11
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	NORTHSHORE STAGE 1
Legal Tract	4432
Legal Block	110
Legal Lot Number	11
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1034
Census Tract	43801

Owner

Source: Osceola County records · APN 02-26-31-4432-0001-0110

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6400 CLARAS LOOP, SAINT CLOUD, FL 34771-8816
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Feb 27, 2007 · Amount on Record
Deed Doc Number	2021123308
Deed Book / Page	6019 / 1328
Prior Transfer Date	Apr 26, 2005
Prior Transfer Doc	0027672857
Record Refreshed	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 10, 2021
Property Address	6400 CLARAS LOOP, SAINT CLOUD, FL 34771-8816
Document Number	0060191328
Book / Page	6019 / 1328
Map Reference	MB 10 PG 154-156
Instrument Date	Aug 06, 2021
Instrument	2021123308
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6400 CLARAS LOOP, 6400, SAINT CLOUD, FL 34771-8816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 CLARAS LOOP, SAINT CLOUD, FL 34771-8816

Mortgage

Document Number	60191330
Date	Aug 10, 2021
Instrument	6019/1330

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,188.00 (+4.44%) Homeowner's exemption	$436,120 (+5.99%)	$513,900 (+1.62%) Land $65,000 Building $448,900
2024	$5,925.00 (+2.03%)
2023	$5,807.00 (+3.73%) Homeowner's exemption	$411,485 (+3%)	$505,700 (+26.58%) Land $65,000 Building $440,700
2022	$5,598.00 Homeowner's exemption	$399,500 Land $60,000 Building $339,500	$399,500 Land $60,000 Building $339,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 71% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 345 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.