Osceola County property record for 6410 Claras Loop, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,453 sqft Living Area |
| Lot Size | 22,172 sqft (0.509 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $34,300 (2004) |
| Tax Bill | $3,135.00 (2025) |
| Primary APN | 02-26-31-4432-0001-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,453 sqft Living Area |
| Gross Area | 3,456 sqft Gross Area |
| 1st Floor | 2,117 sqft 1st Floor |
| Upper Floors | 336 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,172 sqft (0.509 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Porch Area | 520 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6410 CLARAS LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORTHSHORE-STAGE ONE PB 10 PGS 154-156 LOT 16 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | NORTHSHORE STAGE 1 |
| Legal Tract | 4432 |
| Legal Block | 160 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records · APN 02-26-31-4432-0001-0160
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6410 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 03, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2004 · Amount on Record |
| Deed Sale | Jun 11, 2004 · Amount on Record |
| Deed Doc Number | 2004125324 |
| Deed Book / Page | 2534 / 1831 |
| Last Transfer Date | Jul 08, 2026 |
| Transfer Doc | 0000089831 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 08, 2026 |
| Property Address | 6410 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Document Number | 0000089831 |
| Book / Page | 7001 / 926 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 202689831 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6410 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6410 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057311316 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 5731/1316 |
| Instrument | 2020071247 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 01, 2035 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,135.00 (+7.99%) Homeowner's exemption | $215,755 (+5.99%) | $400,500 (+1.62%) Land $65,000 Building $335,500 |
| 2023 | $2,903.00 (+4.54%) Homeowner's exemption | $203,568 (+3%) | $394,100 (+26.31%) Land $65,000 Building $329,100 |
| 2022 | $2,777.00 Homeowner's exemption | $197,639 | $312,000 Land $60,000 Building $252,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 324 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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