Osceola County property record for 6406 Claras Loop, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,613 sqft Heated Area |
| Lot Size | 22,303 sqft (0.512 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $585,000 (2025) |
| Tax Bill | $7,320.00 (2025) |
| Primary APN | 95209 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,613 sqft Heated Area |
| Gross Area | 3,933 sqft Gross Area |
| 1st Floor | 1,853 sqft 1st Floor |
| Upper Floors | 760 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,303 sqft (0.512 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 801 sqft Garage |
| Pool Area | 418 sqft Pool |
|---|---|
| Deck Area | 692 sqft Deck |
| Porch | Open Porch |
| Porch Area | 519 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 95209 |
|---|---|
| Street Address | 6406 CLARAS LOOP |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 14 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | NORTHSHORE-STATE ONE |
| Legal Tract | 4432 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records · APN 95209
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6406 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Feb 20, 2013 · Amount on Record |
| Deed Doc Number | 2025144443 |
| Deed Book / Page | 6884 / 1178 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 6406 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Document Number | 0068841178 |
| Book / Page | 6884 / 1178 |
| Map Reference | MB 10 PG 154 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025144443 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6406 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Name | Verified Name |
|---|---|
| Address | 6406 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Document Number | 0068841180 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 6884/1180 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6406 CLARAS LOOP, SAINT CLOUD, FL 34771-8816 |
| Document Number | 0056540525 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6406 CLARAS LOOP ST CLOUD FL 347718816, ST CLOUD, FL 34771-8816 |
| Document Number | 0056540525 |
|---|---|
| Date | Jan 08, 2020 |
| Book Page | 005654/000525 |
| Instrument | 3045 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,320.00 (+10.59%) | $476,900 (+1.58%) Land $65,000 Building $411,900 | $476,900 (+1.58%) Land $65,000 Building $411,900 |
| 2023 | $6,619.00 (+14.83%) | $469,500 (+24.21%) Land $65,000 Building $404,500 | $469,500 (+24.21%) Land $65,000 Building $404,500 |
| 2022 | $5,764.00 | $378,000 Land $60,000 Building $318,000 | $378,000 Land $60,000 Building $318,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 324 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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