6408 Claras Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6408 Claras Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2005
Square Footage	2,478 sqft Living Area
Lot Size	21,867 sqft (0.502 acres)
Occupancy	Owner Occupied
Last Sale	$260,000 (2012)
Tax Bill	$3,781.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-26-31-4432-0001-0150`
Alternative APNs	`263102443200010150` `95210`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,478 sqft Living Area
Gross Area	3,754 sqft Gross Area
1st Floor	2,142 sqft 1st Floor
Upper Floors	336 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,867 sqft (0.502 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	690 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	280 sqft Pool
Deck Area	840 sqft Deck
Porch Area	586 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	6408 CLARAS LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8816
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 15
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	NORTHSHORE STAGE 1
Legal Tract	4432
Legal Block	150
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1034
Census Tract	43801

Owner

Source: Osceola County records · APN 02-26-31-4432-0001-0150

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6408 CLARAS LOOP, SAINT CLOUD, FL 34771-8816
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2012 · Amount on Record
Deed Sale	Jul 19, 2012 · Amount on Record
Prior Sale	Feb 09, 2011 · Amount on Record
Deed Doc Number	2012107320
Deed Book / Page	4298 / 1772
Last Transfer Date	Aug 14, 2015
Transfer Doc	0048382138
Record Refreshed	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6408 CLARAS LOOP, SAINT CLOUD, FL 34771-8816
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058912524
Date	Feb 16, 2021
Book Page	5891/2524
Instrument	2021022024

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,974.00 (+5.1%) Homeowner's exemption	$276,296 (+5.99%)	$447,400 (+1.7%) Land $65,000 Building $382,400
2024	$3,781.00 (+2.16%)
2023	$3,701.00 (+4.19%) Homeowner's exemption	$260,690 (+3%)	$439,900 (+24.34%) Land $65,000 Building $374,900
2022	$3,552.00 Homeowner's exemption	$253,098	$353,800 Land $60,000 Building $293,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 324 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.