Ross County property record for 437 Flat Rd, Bainbridge, OH 45612 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Modular |
| Year Built | Built 2023 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,630.00 (2025) |
| Primary APN | 35-13-18-156.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,800 sqft Living Area |
| 1st Floor | 1,800 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Modular Style |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 437 FLAT RD |
|---|---|
| City | BAINBRIDGE |
| State | OH |
| Zip | 45612-9741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 437 FLAT ROAD RES 2.0 AC 13-18-156 PT 13-18-93 NS SMITH #8051 |
| Jurisdiction | ROSS OH |
| Minor Civil Division | TWIN |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 956900 |
Source: Ross County records · APN 35-13-18-156.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Line of Credit KINGSTON NATIONAL BANK |
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit KINGSTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Jul 09, 2026 |
| Property Address | 437 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Document Number | 0000004758 |
| Book / Page | 592 / 5640 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 20264758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | BENSON TITLE, BENSON-MOTES TITLE |
| Name | Verified Name |
|---|---|
| Address | 437 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Document Number | 0000004758, |
|---|---|
| Date | Jul 09, 2026 |
| Book Page | 592/5640 |
| Instrument | 20264758 |
| Name | KINGSTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Aug 01, 2039 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 437 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 451 FLAT RD, BAINBRIDGE, OH 45612-9741 |
| Document Number | 0005730085 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 573/85 |
| Instrument | 202400000261 |
| Name | KINGSTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | KINGSTON, OH 45644 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Feb 01, 2040 |
Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Twin Township |
| Unified School District | Paint Valley Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 (+2,922.99%) | $82,600 (+3,299.18%) Land $6,680 Building $75,920 | $236,000 (+3,305.48%) Land $19,080 Building $216,920 |
| 2024 | $87.00 | $2,430 Land $2,430 | $6,930 Land $6,930 |
Source: FEMA National Flood Hazard Layer, Ross County (39141C), updated December 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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