64 Cummings Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 64 Cummings Loop, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details2 ba · 4,044 sqft · built 1995
Lot Size28 acres (1,219,680 sqft)
OwnerCompany Name on File
Tax Bill$4,831 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN103-07-000-008.01

Property Details

APN / Parcel Number

Primary APN103-07-000-008.01
Alternative APN
  • 15072

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Building Area4,044 sqft Living Area
2nd Floor Area1,744 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area1,219,680 sqft (28 acres)
PorchPorch
Porch Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number15072
Street Address64 CUMMINGS LOOP
CityPONTOTOC
StateMS
Zip38863-8635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 AC SW1/4 & SE1/4 591-461 7/8/94 748-507 10/4/99 748-549 10/4/99 20051416 3/24/05 20221361 20221362 3/24/22 901 577 2291
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group4
Census Block4012
Census Tract950102

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6060 POPLAR AVE STE 440, 440, MEMPHIS, TN 38119-0910
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address64 CUMMINGS LOOP, PONTOTOC, MS 38863-8635
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6060 POPLAR AVE 440, 440, MEMPHIS, TN 38119-0910

Mortgage

Document Number2022001363
DateMar 24, 2022
Instrument2022001363
Lender
NameFNB OXFORD BANK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueMar 20, 2027

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,831.00 (-0.23%)$37,793 (-0.21%)$251,950 (-0.21%) Land $12,580 Building $239,370
2023$4,842.00$37,873$252,477 Land $13,107 Building $239,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUD CREEK WATER ASSOCIATION #2
public/private · serves 663 people · EPA ID MS0580020
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereMUD CREEK WATER ASSOCIATION #1
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Telapex
Fixed Wireless
100 / 20

Nearby Properties on Cummings Loop

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