461 Cummings Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 461 Cummings Loop, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,590 sqft · built 1966
Lot Size2.19 acres (95,396 sqft)
OwnerIndividual Name on Record
Tax Bill$857 (2025)
Flood ZoneZone X (minimal risk)
APN061-12-000-038

Property Details

APN / Parcel Number

Primary APN061-12-000-038
Alternative APN
  • 4206

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,590 sqft Living Area
FlooringHardwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1966
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area95,396 sqft (2.19 acres)
Deck Area400 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number4206
Street Address461 CUMMINGS LOOP
CityPONTOTOC
StateMS
Zip38863-8825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.19 AC NE1/4 DB 521-9 4/91 283-109
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group4
Census Block4016
Census Tract950102

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address461 CUMMINGS LOOP, PONTOTOC, MS 38863-8825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityEcru Town
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$857.00 Homeowner's exemption Senior Citizen's exemption$5,536 (-)$54,550 (-) Land $9,250 Building $45,300
2023$857.00 Homeowner's exemption Senior Citizen's exemption$5,536$54,550 Land $9,250 Building $45,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUD CREEK WATER ASSOCIATION #2
public/private · serves 663 people · EPA ID MS0580020
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereMUD CREEK WATER ASSOCIATION #1
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
Tombigbee Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: North East Fiber.

Nearby Properties on Cummings Loop

Nearby Streets

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