527 Cummings Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 527 Cummings Loop, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,575 sqft · built 1973
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Tax Bill	$1,591 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-12-000-040`

Property Details

APN / Parcel Number

Primary APN	`061-12-000-040`
Alternative APN	`2396`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,575 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2396
Street Address	527 CUMMINGS LOOP
City	PONTOTOC
State	MS
Zip	38863-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.2 AC NE1/4 DB 314-202 683-535 1/9/98 729-214 2/19/99 20022575; 2919 5/30/02 20074476 9/6/07 20075255 10/17/07 20131731
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	4
Census Block	4016
Census Tract	950102

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	527 CUMMINGS LOOP, PONTOTOC, MS 38863-6840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 18, 2020	Deed of Trust, Mortgage QUICKEN LOANS INC
Apr 22, 2019	Warranty Deed, Transfer QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2019
Deed Sale	Apr 22, 2019
Prior Sale	Nov 10, 2014
Deed Document Number	2019001467
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	527 CUMMINGS LOOP, PONTOTOC, MS 38863-6840
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CUMMINGS LOOP, PONTOTOC, MS 38863-6840

Mortgage

Document Number	2021002170
Date	May 20, 2021
Instrument	2021002170

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	527 CUMMINGS LOOP, PONTOTOC, MS 38863-6840
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CUMMINGS LOOP, PONTOTOC, MS 38863-6840

Mortgage

Document Number	2020000634
Date	Feb 18, 2020
Instrument	2020000634

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Apr 22, 2019
Property Address	527 CUMMINGS LOOP, PONTOTOC, MS 38863-6840
Document Number	2019001467
Instrument Date	Apr 17, 2019
Instrument	2019001467
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 CUMMINGS LOOP, PONTOTOC, MS 38863-6840

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	527 CUMMINGS LOOP, PONTOTOC, MS 38863-6840

Mortgage

Document Number	2019001468
Date	Apr 22, 2019
Instrument	2019001468

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Ecru Town
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00	$10,277 (-)	$68,514 (-) Land $7,975 Building $60,539
2023	$1,591.00	$10,277	$68,514 Land $7,975 Building $60,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable in parts of the area	10,000 / 10,000
Telapex Fixed Wireless	100 / 20

May also be available: North East Fiber, Tombigbee Electric Power Association.

Nearby Properties on Cummings Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures