168 Cummings Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 168 Cummings Loop, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,984 sqft · built 2008
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$2,167 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN103-07-000-007.02

Property Details

APN / Parcel Number

Primary APN103-07-000-007.02
Alternative APN
  • 17588

Interior

Full Baths1 Bath
Building Area1,984 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number17588
Street Address168 CUMMINGS LOOP
CityPONTOTOC
StateMS
Zip38863-8731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.00 AC NW1/4 SW1/4 12/29/00 20010005 20112096 6/14/11 20214208 10/1/21
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group4
Census Block4012
Census Tract950102

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address168 CUMMINGS LOOP, PONTOTOC, MS 38863-8731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address168 CUMMINGS LOOP, PONTOTOC, MS 38863-8731
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021004209
DateOct 1, 2021
Instrument2021004209
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,167.00 Homeowner's exemption$16,950 (-0.01%)$158,522 (-0.01%) Land $7,550 Building $150,972
2023$2,167.00 Homeowner's exemption$16,952$158,534 Land $7,550 Building $150,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUD CREEK WATER ASSOCIATION #2
public/private · serves 663 people · EPA ID MS0580020
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereMUD CREEK WATER ASSOCIATION #1
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber · Cable in parts of the area
10,000 / 10,000
Tombigbee Electric Power Association
Fiber
2,000 / 1,000
Telapex
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: North East Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cummings Loop

Nearby Streets

Search Property Records by Address or Parcel Number