489 Cummings Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 489 Cummings Loop, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,239 sqft · built 2002
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual on Record
Tax Bill$3,139 (2025)
Flood ZoneZone X (minimal risk)
APN061-12-000-035.05

Property Details

APN / Parcel Number

Primary APN061-12-000-035.05
Alternative APN
  • 2335

Interior

Full Baths1 Bath
Building Area2,239 sqft Living Area
2nd Floor Area517 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area29,621 sqft (0.68 acres)
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2335
Street Address489 CUMMINGS LOOP
CityPONTOTOC
StateMS
Zip38863-8825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.68 AC NE1/4 DB 521-11 4/91
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group4
Census Block4016
Census Tract950102

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address489 CUMMINGS LOOP, PONTOTOC, MS 38863-8825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityEcru Town
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,139.00$20,277 (-)$135,174 (-) Land $7,550 Building $127,624
2023$3,139.00$20,277$135,174 Land $7,550 Building $127,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUD CREEK WATER ASSOCIATION #2
public/private · serves 663 people · EPA ID MS0580020
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereMUD CREEK WATER ASSOCIATION #1
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: North East Fiber, Tombigbee Fiber.

Nearby Properties on Cummings Loop

Nearby Streets

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