138 Cummings Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 138 Cummings Loop, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,434 sqft · built 1995
Lot Size78.8 acres (3,434,706 sqft)
OwnerIndividual Name on File
Tax Bill$3,185 (2025)
Flood ZoneZone X (minimal risk)
APN103-07-000-007.01

Property Details

APN / Parcel Number

Primary APN103-07-000-007.01
Alternative APN
  • 18026

Interior

Full Baths1 Bath
Building Area2,434 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,434,706 sqft (78.8 acres)
Gazebo144 sqft
Utility Building128 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number18026
Street Address138 CUMMINGS LOOP
CityPONTOTOC
StateMS
Zip38863-8731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description78.85 AC N SIDE SW1/4 335-405-406 522-289 8/24/88 632-471 1/26/96 522-289 8/24/88 582-380-392 2/94 20200603 2/13/20 REM:
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group4
Census Block4011
Census Tract950102

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address138 CUMMINGS LOOP, PONTOTOC, MS 38863-8731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,185.00 (+30.59%) Homeowner's exemption Senior Citizen's exemption$24,915 (+30.55%)$221,473 (+21.29%) Land $25,111 Building $196,362
2023$2,439.00 Homeowner's exemption Senior Citizen's exemption$19,084$182,605 Land $26,695 Building $155,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUD CREEK WATER ASSOCIATION #2
public/private · serves 663 people · EPA ID MS0580020
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereMUD CREEK WATER ASSOCIATION #1
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Telapex
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cummings Loop

Nearby Streets

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