634 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 634 Laja Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,834 sqft · built 2018
Lot Size	0.159 acres (6,903 sqft)
Owner	Individual Name on Record
Last Sale	$238,300 (Apr 2019)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-82002-030`

Property Details

APN / Parcel Number

Primary APN	`989-82002-030`
Alternative APN	`597585`

Interior

Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	2,274 sqft
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,903 sqft (0.159 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	169 sqft

Location & Zoning

Street Address	634 LAJA LOOP
City	LAREDO
State	TX
Zip	78045-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 3, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	4
Legal Block	2
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 LAJA LOOP, LAREDO, TX 78045-6927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Apr 24, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	20191358746
Deed Book / Page	4587 / 564
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	004587/564
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	634 LAJA LOOP, LAREDO, TX 78045-6927
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004827/153
Date	Jul 24, 2020
Book Page	4827/153
Instrument	1398841

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 24, 2019
Property Address	634 LAJA LOOP, LAREDO, TX 78045-6927
Document Number	004587/564
Book / Page	4587 / 564
Map Reference	VOL 35 PG 78&79
Instrument Date	Apr 23, 2019
Instrument	1358746
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 LAJA LOOP, LAREDO, TX 78045-6927

Mortgage

Document Number	0001358747
Date	Apr 24, 2019
Instrument	1358747

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,865 (-0.44%) Land $106,306 Building $230,559	$336,865 (-0.44%) Land $106,306 Building $230,559
2025	$1,712.00 (-12.34%) Homeowner's exemption	$338,357 (+13.94%) Land $106,306 Building $232,051	$338,357 (+13.94%) Land $106,306 Building $232,051
2024	$1,953.00 (+11.98%)
2023		$296,960 Land $92,017 Building $204,943	$296,960 Land $92,017 Building $204,943
2022	$1,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laja Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures