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632 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 632 Laja Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,755 sqft · built 2018
Lot Size0.159 acres (6,903 sqft)
OwnerIndividual Name on Record
Tax Bill$1,677 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN989-82002-040

Property Details

APN / Parcel Number

Primary APN989-82002-040
Alternative APN
  • 597586

Interior

Stories1 Story
Building Area1,755 sqft Living Area
Gross Area2,155 sqft
1st Floor Area1,755 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,903 sqft (0.159 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area181 sqft

Location & Zoning

Street Address632 LAJA LOOP
CityLAREDO
StateTX
Zip78045-6927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 4, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase4
Legal Block2
Legal Lot Number4
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address632 LAJA LOOP, LAREDO, TX 78045-6927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · FHA Mortgage
COMMUNITY LOAN SERVICING LLC
Nov 26, 2018Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address632 LAJA LOOP, LAREDO, TX 78045-6927
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 LAJA LOOP, LAREDO, TX 78045-6927

Mortgage

Document Number005273/249
DateMay 13, 2022
Book Page5273/249
Instrument1467747
Lender
NameCOMMUNITY LOAN SERVICING LLC
TypeMortgage Company
AddressHURST, TX 76053
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2052

November 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 26, 2018
Property Address632 LAJA LOOP, LAREDO, TX 78045-6927
Document Number004511/261
Book / Page4511 / 261
Map ReferenceVOL 35 PG 78-78
Instrument DateNov 21, 2018
Instrument1345553
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 LAJA LP, LAREDO, TX 78045-6927

Mortgage

Document Number0001345554
DateNov 26, 2018
Instrument1345554
Lender
NamePRIMELENDING
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,087 (-0.43%) Land $106,306 Building $223,781$330,087 (-0.43%) Land $106,306 Building $223,781
2025$1,677.00 (-15.6%)$331,513 (+14.52%) Land $106,306 Building $225,207$331,513 (+14.52%) Land $106,306 Building $225,207
2024$1,987.00 (+17.16%)
2023$289,489 Land $92,017 Building $197,472$289,489 Land $92,017 Building $197,472
2022$1,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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