Polk County property record for 635 Kettering Rd, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,550 sqft · built 2005 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,000 (Oct 2013) |
| Tax Bill | $2,340 (2025) |
| Deeds & Mortgages | Apr 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-11-486251-001650 |
| Primary APN | 26-25-11-486251-001650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 2,991 sqft |
| 1st Floor Area | 1,226 sqft |
| Upper Floors Area | 1,324 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,000 sqft (0.161 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 33 sqft |
| Street Address | 635 KETTERING RD |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-7746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 165 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 11 |
| Legal Subdivision | LEGACY PARK - PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 486251 |
| Legal Block | 2 |
| Legal Lot Number | 165 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12412 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 KETTERING RD, DAVENPORT, FL 33897-7746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2013 · Amount on Record |
| Deed Sale | Oct 4, 2013 · Amount on Record |
| Prior Sale | Feb 11, 2010 · Amount on Record |
| Deed Document Number | 2013185351 |
| Deed Book / Page | 9081 / 513 |
| Prior Transfer Date | Oct 19, 2009 |
| Prior Transfer Doc | 0000186471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 635 KETTERING RD, DAVENPORT, FL 33897-7746 |
| Document Number | 0101490905 |
| Book / Page | 010149 / 000905 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 635 KETTERING RD DAVENPORT FL 338977746, DAVENPORT, FL 33897-7746 |
| Document Number | 0101490905 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 010149/000905 |
| Instrument | 94165 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 16, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,184 (+2.7%) | $320,276 (-2.05%) Land $74,000 Building $246,276 | |
| 2025 | $2,340.00 (-7.91%) Homeowner's exemption | $221,211 (+5.99%) | $326,972 (-3.48%) Land $74,000 Building $252,972 |
| 2023 | $2,541.00 (+2.96%) Homeowner's exemption | $208,716 (+3%) | $338,745 (+21.4%) Land $72,000 Building $266,745 |
| 2022 | $2,468.00 Homeowner's exemption | $202,637 | $279,029 Land $60,000 Building $219,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Hotwire Communications, Verizon.
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