654 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 654 Kettering Rd, Davenport, FL 33897 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2012
Square Footage	1,960 sqft Living Area
Lot Size	7,148 sqft (0.164 acres)
Garage	Attached, 380 sqft
Last Sale	$425,000 (2022)
Tax Bill	$3,925.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-001340`
Alternative APNs	`112526486251001340` `12526000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,960 sqft Living Area
Gross Area	2,340 sqft Gross Area
1st Floor	1,960 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,148 sqft (0.164 acres)
Garage Type	Attached Garage
Garage Area	380 sqft Garage
Porch Area	60 sqft Porch

Location & Zoning

Street Address	654 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7745
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 134
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	134
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	2
Census Block	2019
Census Tract	12412

Owner

Source: Polk County records · APN 26-25-11-486251-001340

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1461 GREENTREE CIR, LAKE OSWEGO, OR 97034-6963
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Prior Sale	Oct 18, 2006 · Amount on Record
Deed Doc Number	2022208904
Deed Book / Page	12362 / 343
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 01, 2022
Property Address	654 KETTERING RD, DAVENPORT, FL 33897-7745
Document Number	0000208904
Book / Page	12362 / 343
Map Reference	MB 127 PG 16
Instrument Date	Jul 29, 2022
Instrument	2022208904
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 TOWER CROSS ROAD, 48, NERTH DEVON XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 GREENTREE CIR, LAKE OSWEGO, OR 97034-6963

Mortgage

Document Number	0012362345
Date	Aug 01, 2022
Instrument	12362/345

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,925.00 (-9.6%)	$303,636 (-3.81%) Land $74,000 Building $229,636	$303,636 (-3.81%) Land $74,000 Building $229,636
2024	$4,342.00 (-2.73%)
2023	$4,464.00 (+27.29%)	$315,656 (+16.21%) Land $72,000 Building $243,656	$315,656 (+16.21%) Land $72,000 Building $243,656
2022	$3,507.00	$271,636 Land $60,000 Building $211,636	$271,636 Land $60,000 Building $211,636

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.