625 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 625 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,550 sqft · built 2005
Lot Size	0.161 acres (7,018 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (May 2022)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-001660`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-001660`
Alternative APNs	`112526486251001660` `12526000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	1,226 sqft
Upper Floors Area	1,324 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,018 sqft (0.161 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	55 sqft

Location & Zoning

Street Address	625 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 166
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	166
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2000
Census Tract	12412

Owner

625 Kettering Rd is owned by two individuals who bought it in May 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3147 42ND ST, 1, ASTORIA, NY 11103-3142
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 8, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Dec 8, 2020 · Amount on File
Deed Document Number	2022121721
Deed Book / Page	12238 / 1892
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 4, 2022
Property Address	625 KETTERING RD, DAVENPORT, FL 33897-7746
Document Number	0000121721
Book / Page	12238 / 1892
Map Reference	MB 127 PG 16-18
Instrument Date	Apr 29, 2022
Instrument	2022121721
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,724.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14706 CHADDERTON CT, 14706, ORLANDO, FL 32824-4277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 KETTERING RD, DAVENPORT, FL 33897-7746

Mortgage

Document Number	0122381894
Date	May 4, 2022
Instrument	12238/1894

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 8, 2020
Property Address	625 KETTERING RD, DAVENPORT, FL 33897-7746
Document Number	0114840368
Book / Page	011484 / 000368
Instrument Date	Nov 19, 2020
Instrument	262849
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 KETTERING RD DAVENPORT FL 338977746, DAVENPORT, FL 33897-7746

Mortgage

Document Number	114840370
Date	Dec 8, 2020
Book Page	011484/000370
Instrument	262850

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 625 Kettering Rd was $4,478.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,120 (-7.29%) Land $74,000 Building $247,120	$321,120 (-7.29%) Land $74,000 Building $247,120
2025	$4,478.00	$346,367 Land $74,000 Building $272,367	$346,367 Land $74,000 Building $272,367
2023	$5,033.00 (+31.17%)	$358,971 (+25.83%) Land $72,000 Building $286,971	$358,971 (+25.83%) Land $72,000 Building $286,971
2022	$3,837.00	$285,290 Land $60,000 Building $225,290	$285,290 Land $60,000 Building $225,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 625 Kettering Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 625 Kettering Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

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