615 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 615 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,396 sqft · built 2005
Lot Size	0.162 acres (7,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jul 2024)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-001670`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-001670`
Alternative APNs	`112526486251001670` `12526000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,396 sqft Living Area
Gross Area	3,837 sqft
1st Floor Area	1,586 sqft
Upper Floors Area	1,810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,044 sqft (0.162 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	92 sqft

Location & Zoning

Street Address	615 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 167
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	167
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2000
Census Tract	12412

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 KETTERING RD, DAVENPORT, FL 33897-7746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Sep 11, 2018	Warranty Deed, Transfer · Conventional Mortgage CITY NAT'L BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	2024155731
Deed Book / Page	13180 / 201
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 3, 2026
Property Address	615 KETTERING RD, DAVENPORT, FL 33897-7746
Document Number	0000131566
Book / Page	14022 / 119
Instrument Date	Apr 25, 2026
Instrument	2026131566
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	615 KETTERING RD, DAVENPORT, FL 33897-7746

Mortgage

Document Number	0000131566,
Date	Jun 3, 2026
Book Page	14022/119
Instrument	2026131566

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2054

Interest

Rate	6.38%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	615 KETTERING RD, DAVENPORT, FL 33897-7746
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 LAS ESTRELLAS ST, CORPUS CHRISTI, TX 78414-5004

Mortgage

Document Number	0000098136
Date	Apr 16, 2021
Book Page	11673/435
Instrument	2021098136

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 11, 2018
Property Address	615 KETTERING RD, DAVENPORT, FL 33897-7746
Document Number	0106081940
Book / Page	010608 / 001940
Instrument Date	Aug 31, 2018
Instrument	193117
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2506 LAS ESTRELLAS ST CORPUS CHRISTI TX 784145004, CORPUS CHRISTI, TX 78414-5004

Mortgage

Document Number	106081943
Date	Sep 11, 2018
Book Page	010608/001943
Instrument	193118

Lender

Name	CITY NAT'L BK/FL
Type	Bank
Address	MIAMI, FL 33130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,373.00 (+6.99%)	$415,580 (+1.85%) Land $74,000 Building $341,580	$415,580 (+1.85%) Land $74,000 Building $341,580
2023	$5,022.00 (+13.06%)	$408,042 (+21.22%) Land $72,000 Building $336,042	$408,042 (+21.22%) Land $72,000 Building $336,042
2022	$4,442.00	$336,612 Land $60,000 Building $276,612	$336,612 Land $60,000 Building $276,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

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