605 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 605 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,097 sqft · built 2005
Lot Size	0.165 acres (7,192 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Apr 2018)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-001680`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-001680`
Alternative APNs	`112526486251001680` `12526000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,097 sqft Living Area
Gross Area	3,698 sqft
1st Floor Area	1,527 sqft
Upper Floors Area	1,570 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,192 sqft (0.165 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Type	Enclosed Pool
Porch	Florida Room
Porch Area	202 sqft

Location & Zoning

Street Address	605 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 168
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	168
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2000
Census Tract	12412

Owner

605 Kettering Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 KETTERING RD, DAVENPORT, FL 33897-7746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2018	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Mar 6, 2017	Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Mar 6, 2017 · Amount on File
Deed Document Number	201871891
Deed Book / Page	10444 / 223
Prior Transfer Date	Aug 12, 2013
Prior Transfer Doc	0000148352
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	605 KETTERING RD, DAVENPORT, FL 33897-7746
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 EDGEWATER DR 203E, 203E, ORLANDO, FL 32804-6365

Mortgage

Document Number	0000231811
Date	Sep 7, 2021
Book Page	11878/2185
Instrument	2021231811

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Apr 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 4, 2018
Property Address	605 KETTERING RD, DAVENPORT, FL 33897-7746
Document Number	0104440223
Book / Page	010444 / 000223
Instrument Date	Mar 30, 2018
Instrument	71891
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7822 INDIAN RIDGE TRL FL, FL

Mortgage

Document Number	104440225
Date	Apr 4, 2018
Book Page	010444/000225
Instrument	71892

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 6, 2017
Property Address	605 KETTERING RD, DAVENPORT, FL 33897-7746
Document Number	0100821679
Book / Page	010082 / 001679
Instrument Date	Feb 27, 2017
Instrument	43171
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	EQUITABLE TITLE/CELEBRATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 KETTERING RD DAVENPORT FL 338977746, DAVENPORT, FL 33897-7746

Mortgage

Document Number	100821681
Date	Mar 6, 2017
Book Page	010082/001681
Instrument	43172

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 605 Kettering Rd was $2,853 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,932 (+2.7%)	$356,632 (-4.33%) Land $74,000 Building $282,632
2025	$2,853.00 Homeowner's exemption	$260,888	$372,756 Land $74,000 Building $298,756
2023	$3,032.00 (+2.74%) Homeowner's exemption	$246,150 (+3%)	$386,218 (+19.52%) Land $72,000 Building $314,218
2022	$2,951.00 Homeowner's exemption	$238,981	$323,154 Land $60,000 Building $263,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Kettering Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Kettering Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

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