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645 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 645 Kettering Rd, Davenport, FL 33897

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,396 sqft · built 2005
Lot Size0.16 acres (6,987 sqft)
OwnerIndividual Name on Record
Last Sale$505,000 (Jan 2025)
Tax Bill$5,065 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-25-11-486251-001640

Property Details

APN / Parcel Number

Primary APN26-25-11-486251-001640
Alternative APNs
  • 112526486251001640
  • 12526000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,396 sqft Living Area
Gross Area3,837 sqft
1st Floor Area1,586 sqft
Upper Floors Area1,810 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,987 sqft (0.16 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
Pool TypeEnclosed Pool
PorchFinished/Open Porch
Porch Area115 sqft

Location & Zoning

Street Address645 KETTERING RD
CityDAVENPORT
StateFL
Zip33897-7746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 164
Legal Range26E
Legal Township25S
Legal Section11
Legal SubdivisionLEGACY PARK - PHASE TWO
Legal Phase2
Legal Tract486251
Legal Block2
Legal Lot Number164
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2000
Census Tract12412

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 KETTERING RD, DAVENPORT, FL 33897-7746
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2025 · Amount on Record
Deed SaleJan 30, 2025 · Amount on Record
Prior SaleMay 5, 2017 · Amount on Record
Deed Document Number202521652
Deed Book / Page13416 / 549
Record UpdatedOct 29, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 5, 2017
Property Address645 KETTERING RD, DAVENPORT, FL 33897-7746
Document Number0101390260
Book / Page010139 / 000260
Instrument DateApr 18, 2017
Instrument86397
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyPRINCIPAL TITLE SERVICES LLC, PRINCIPAL TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22667 ENNISHORE NOVI MI 483754242, NOVI, MI 48375-4242

Mortgage

Document Number101390263
DateMay 5, 2017
Book Page010139/000263
Instrument86398
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 4, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,320 (-3.3%) Land $74,000 Building $304,320$378,320 (-3.61%) Land $74,000 Building $304,320
2025$5,065.00 (-2.01%)$391,243 (-4.24%)$392,500 (-3.93%) Land $74,000 Building $318,500
2024$5,169.00 (+2.85%)
2023$5,026.00 (+13.1%)$408,573 (+21.31%) Land $72,000 Building $336,573$408,573 (+21.31%) Land $72,000 Building $336,573
2022$4,444.00$336,803 Land $60,000 Building $276,803$336,803 Land $60,000 Building $276,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST
serves 60,557 people · EPA ID FL6530617
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 35

May also be available: Hotwire Communications, Verizon.

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