632 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 632 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 1890
Lot Size	0.188 acres (8,184 sqft)
Owner	2 Individual Names on File
Last Sale	$202,033 (Jul 2024)
Tax Bill	$107 (2025)
Deeds & Mortgages	Jan 2008 Mortgage Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-157-018.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-157-018.000-023`
Alternative APN	`01610261077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	2,730 sqft
Basement Area	894 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	132 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	632 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 POPPENDICKS 1ST
Legal Subdivision	POPPENDICKS 1ST
Legal Lot Number	14
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3030
Census Tract	10300

Owner

632 E 4th St is owned and occupied by two individuals who bought it in July 2024.

Source: St. Joseph County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	632 E 4TH ST, MISHAWAKA, IN 46544-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jul 1, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB
Jun 10, 2022	Warranty Deed, Transfer
Dec 16, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Jun 10, 2022 · Amount on File
Deed Document Number	202414638
Record Updated	Sep 20, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	632 E 4TH ST, MISHAWAKA, IN 46544-2231
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801129
Date	Jan 11, 2008
Instrument	0801129

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2038

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 1, 2024
Property Address	632 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0002414638
Map Reference	PB 2 PG 55
Instrument Date	Jun 18, 2024
Instrument	2414638
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E 4TH ST, MISHAWAKA, IN 46544-2231

Mortgage

Document Number	0002414639
Date	Jul 1, 2024
Instrument	2414639

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 10, 2022
Property Address	632 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0002216923
Map Reference	PB 2 PG 55
Instrument Date	May 17, 2022
Instrument	2216923
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16922 COLONY DR, SOUTH BEND, IN 46635-1487

December 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 16, 2021
Property Address	632 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0002144751
Map Reference	PB 2 PG 55
Instrument Date	Dec 9, 2021
Instrument	2144751
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 632 E 4th St was $107, down 77.1% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$107.00 (-77.09%)	$53,600 Land $33,000 Building $20,600	$53,600 Land $33,000 Building $20,600
2024	$467.00 (-82.96%)
2023	$2,741.00 (-19.78%)	$116,800 (-19.84%) Land $33,000 Building $83,800	$116,800 (-19.84%) Land $33,000 Building $83,800
2022	$3,417.00	$145,700 Land $33,000 Building $112,700	$145,700 Land $33,000 Building $112,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 632 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 632 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures