643 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 643 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,693 sqft · built 1899
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2021)
Tax Bill	$3,942 (2024)
Deeds & Mortgages	May 2025 Mortgage Jun 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-179-004.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-179-004.000-023`
Alternative APN	`01610271130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,693 sqft Living Area
Basement Area	696 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	94 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	180 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610271130
Street Address	643 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38X94 FT NE COR LOT A STRONGS 1ST ADD
Legal Subdivision	STRONGS 1ST ADD
Legal Lot Number	A
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1000
Census Tract	10201

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2021	Special Warranty Deed, Transfer · FHA Mortgage UNITED FCU
Feb 23, 2021	Warranty Deed, Transfer
Sep 9, 2010	Correction Deed
Aug 18, 2010	Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP
Jul 27, 2010	Limited Warranty Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP
Jun 14, 2010	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Feb 23, 2021
Deed Document Number	0002119237
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002512082
Date	May 23, 2025
Instrument	2512082

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 9, 2021
Property Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0002119237
Map Reference	PB8 PG63
Instrument Date	May 21, 2021
Instrument	2119237
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19519 KERN RD, SOUTH BEND, IN 46614-5727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246

Mortgage

Document Number	0002119238
Date	Jun 9, 2021
Instrument	2119238

Lender

Name	UNITED FCU

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 23, 2021
Property Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0002105557
Instrument Date	Sep 30, 2020
Instrument	2105557
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2526 RIVIERA DR, MISHAWAKA, IN 46544-3352
Investor	Possibly a Property Investor

September 2010: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 9, 2010
Property Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0001024530
Instrument Date	Aug 20, 2010
Instrument	1024530
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 18, 2010
Property Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0001022101
Instrument Date	Aug 12, 2010
Instrument	1022101
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246

July 2010: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 27, 2010
Property Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0001019876
Instrument Date	Jul 8, 2010
Instrument	1019876
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S LOGAN ST, SOUTH BEND, IN 46615-3039

June 2010: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 14, 2010
Property Address	643 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0001015639
Instrument Date	May 27, 2010
Instrument	1015639
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2617 COLLEGE PARK, SCOTTSBLUFF, NE 69361-2294
Mail Care Of	REO DEPARTMENT

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,300 (-6.01%) Land $17,100 Building $122,200	$139,300 (-6.01%) Land $17,100 Building $122,200
2024	$3,942.00 (+13.05%)
2023	$3,487.00 (+1.13%)	$148,200 (-0.07%) Land $17,100 Building $131,100	$148,200 (-0.07%) Land $17,100 Building $131,100
2022	$3,448.00	$148,300 Land $17,100 Building $131,200	$148,300 Land $17,100 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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