641 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 641 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,148 sqft · built 1912
Lot Size	0.091 acres (3,948 sqft)
Owner	Individual Name on Record
Last Sale	$182,968 (Sep 2026)
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-179-003.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-179-003.000-023`
Alternative APN	`01610271128`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	3,444 sqft
1st Floor Area	3,444 sqft
Attic	Attic
Attic Area	1,148 sqft
Basement Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,948 sqft (0.091 acres)
Lot Dimensions	94 ft deep x 42 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22 1/4 FT E SIDE 94 FT N END LOT B 19 3/4 FT W SIDE 94 FT N END LOT A STRONGS 1ST ADD
Legal Subdivision	STRONGS 1ST ADD
Legal Lot Number	B,A
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1000
Census Tract	10201

Owner

Source: St. Joseph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 E 4TH ST, MISHAWAKA, IN 46544-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Dec 24, 2025	Warranty Deed, Transfer
Jul 1, 2013	Warranty Deed, Transfer LAWYERS TITLE
May 29, 2013	Warranty Deed, Transfer MERIDIAN TITLE
Nov 14, 2012	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Dec 24, 2025 · Amount on Record
Deed Document Number	202625288
Prior Transfer Date	Nov 1, 2012
Prior Transfer Doc	0000036591
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 22, 2026
Property Address	641 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0000025288
Instrument Date	Sep 17, 2026
Instrument	202625288
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 E 4TH ST, MISHAWAKA, IN 46544-2246

Mortgage

Document Number	0000025289,
Date	Sep 22, 2026
Instrument	202625289

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 24, 2025
Property Address	641 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0002532662
Instrument Date	Dec 7, 2025
Instrument	2532662
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14281 PARKRIDGE DR, GRANGER, IN 46530-4836

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 1, 2013
Property Address	641 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0001319776
Map Reference	DOC 1209223
Instrument Date	Jun 26, 2013
Instrument	1319776
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 E 4TH ST, MISHAWAKA, IN 46544-2246

May 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 29, 2013
Property Address	641 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0001315834
Map Reference	PB 10 PG 94
Instrument Date	May 16, 2013
Instrument	1315834
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 S SAINT LOUIS BLVD, SOUTH BEND, IN 46617-3043
Investor	Possibly a Property Investor

November 2012: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 14, 2012
Property Address	641 E 4TH ST, MISHAWAKA, IN 46544-2246
Document Number	0001236591
Instrument Date	Oct 29, 2012
Instrument	1236591
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 W ONTARIO ST STE 320, 320, CHICAGO, IL 60654-3602

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,386.00 (+40.02%)	$103,300 (+41.7%) Land $18,900 Building $84,400	$103,300 (+41.7%) Land $18,900 Building $84,400
2024	$1,704.00 (-0.41%)	$72,900 (-) Land $6,300 Building $66,600	$72,900 (-) Land $6,300 Building $66,600
2023	$1,711.00 (+0.06%)	$72,900 (-) Land $6,300 Building $66,600	$72,900 (-) Land $6,300 Building $66,600
2022	$1,710.00	$72,900 Land $6,300 Building $66,600	$72,900 Land $6,300 Building $66,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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