St. Joseph County property record for 638 E 4th St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,584 sqft · built 1890 |
| Lot Size | 0.187 acres (8,184 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,372 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-15-157-019.000-023 |
| Primary APN | 71-09-15-157-019.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Basement Area | 672 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 8,184 sqft (0.187 acres) |
| Lot Dimensions | 132 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01610261078 |
|---|---|
| Street Address | 638 E 4TH ST |
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 POPPENDICKS 1ST |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 10300 |
638 E 4th St is held in a trust since January 1991.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 307 MANCHESTER DR, MISHAWAKA, IN 46544-3521 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 1991 |
| Deed Sale | Jan 8, 1991 |
| Record Updated | Jun 8, 2026 |
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $127,700 Land $33,000 Building $94,700 | $127,700 Land $33,000 Building $94,700 | |
| 2024 | $1,372.00 (-0.58%) | ||
| 2023 | $1,380.00 (+0.07%) | $58,800 (-) Land $11,000 Building $47,800 | $58,800 (-) Land $11,000 Building $47,800 |
| 2022 | $1,379.00 | $58,800 Land $11,000 Building $47,800 | $58,800 Land $11,000 Building $47,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 E 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 638 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Mercury Fiber, Verizon.
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