626 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 626 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,145 sqft · built 1865
Lot Size	0.187 acres (8,184 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2012)
Tax Bill	$1,754 (2024)
Deeds & Mortgages	Oct 2015 Mortgage Mar 2012 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-157-017.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-157-017.000-023`
Alternative APN	`01610261076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,145 sqft Living Area
Basement Area	489 sqft

Exterior

Year Built	Built 1865
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,184 sqft (0.187 acres)
Lot Dimensions	132 ft deep x 62 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610261076
Street Address	626 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 POPPENDICKS 1ST
Legal Subdivision	FERDINAND POPPENDICKS ADD
Legal Lot Number	13
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3030
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	626 E 4TH ST, MISHAWAKA, IN 46544-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2015	Deed of Trust, Mortgage · Conventional Mortgage IHCDA
Mar 8, 2012	Deed, Transfer · FHA Mortgage 360 MORTGAGE GROUP LLC
Sep 24, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2012 · Amount on Record
Deed Sale	Mar 8, 2012 · Amount on Record
Prior Sale	Sep 24, 2008 · Amount on Record
Deed Document Number	0001206501
Record Updated	Jun 8, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	626 E 4TH ST, MISHAWAKA, IN 46544-2231
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001527907
Date	Oct 20, 2015
Instrument	1527907

Lender

Name	IHCDA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 8, 2012
Property Address	626 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0001206501
Map Reference	PB2 PG55
Instrument Date	Mar 5, 2012
Instrument	1206501
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E 4TH ST, MISHAWAKA, IN 46544-2231

Mortgage

Document Number	0001206502
Date	Mar 8, 2012
Instrument	1206502

Lender

Name	360 MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2042

Interest

Rate Type	Fixed Rate

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 24, 2008
Property Address	626 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0000831354
Map Reference	MB2 PG55
Instrument Date	Sep 19, 2008
Instrument	0831354
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S LAFAYETTE BLVD STE 112, 112, SOUTH BEND, IN 46601-1538

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,600 (-5.19%) Land $33,000 Building $98,600	$131,600 (-5.19%) Land $33,000 Building $98,600
2024	$1,754.00 (+3.66%)
2023	$1,692.00 (+4.25%)	$138,800 (-) Land $33,000 Building $105,800	$138,800 (-) Land $33,000 Building $105,800
2022	$1,623.00 Homeowner's exemption	$138,800 Land $33,000 Building $105,800	$138,800 Land $33,000 Building $105,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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