620 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 620 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,344 sqft · built 1900
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,216 (Mar 2025)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Mar 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-157-016.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-157-016.000-023`
Alternative APN	`01610261058`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,556 sqft
Basement Area	618 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 BARBEES SUB
Legal Subdivision	BARBEES SUB
Legal Lot Number	59
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3030
Census Tract	10300

Owner

Source: St. Joseph County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Mar 21, 2025	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Mar 21, 2025	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Nov 26, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 15, 2024	Warranty Deed, Transfer MTC
Apr 15, 2024	Warranty Deed, Transfer MTC
Sep 28, 2016	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Apr 15, 2024
Deed Document Number	20256382
Prior Transfer Date	Nov 20, 2024
Prior Transfer Doc	0000028166
Record Updated	Sep 20, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001200367
Date	Jan 5, 2012
Instrument	1200367

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 4, 2043

Interest

Rate Type	Fixed Rate

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 21, 2025
Property Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0002506382
Map Reference	PB 1 PG 16
Instrument Date	Mar 19, 2025
Instrument	2506382
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231

Mortgage

Document Number	0002506383
Date	Mar 21, 2025
Instrument	2506383

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Mortgage

Document Number	0002506384
Date	Mar 21, 2025
Instrument	2506384

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2035

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 21, 2025
Property Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0002506382
Map Reference	PB 1 PG 16
Instrument Date	Mar 19, 2025
Instrument	2506382
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231

Mortgage

Document Number	0002506383
Date	Mar 21, 2025
Instrument	2506383

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 26, 2024
Property Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0002428166
Instrument Date	Nov 20, 2024
Instrument	2428166
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 15, 2024
Property Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0002407996
Map Reference	PB 1 PG 16
Instrument Date	Apr 10, 2024
Instrument	2407996
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68181 ELSIE LN, EDWARDSBURG, MI 49112-9518

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 15, 2024
Property Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0002407996
Map Reference	PB 1 PG 16
Instrument Date	Apr 10, 2024
Instrument	2407996
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68181 ELSIE LN, EDWARDSBURG, MI 49112-9518

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 28, 2016
Property Address	620 E 4TH ST, MISHAWAKA, IN 46544-2231
Document Number	0001625891
Map Reference	PB 1PG 16
Instrument Date	Sep 16, 2016
Instrument	1625891
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E 4TH ST, MISHAWAKA, IN 46544-2231

Mortgage

Document Number	0001625892
Date	Sep 28, 2016
Instrument	1625892

Lender

Name	FIRST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,224.00 (-65.56%)	$120,200 (-20.92%) Land $31,900 Building $88,300	$120,200 (-20.92%) Land $31,900 Building $88,300
2024	$3,554.00 (+10.03%)	$152,000 (+10.47%) Land $31,900 Building $120,100	$152,000 (+10.47%) Land $31,900 Building $120,100
2023	$3,230.00 (+0.09%)	$137,600 (-) Land $31,900 Building $105,700	$137,600 (-) Land $31,900 Building $105,700
2022	$3,227.00	$137,600 Land $31,900 Building $105,700	$137,600 Land $31,900 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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