Berrien County property record for 631 Upton Dr, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 2,829 sqft · built 2008 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $819,900 (Oct 2022) |
| Tax Bill | $18,813 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1915-0099-00-6 |
| Primary APN | 76-1915-0099-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 2,829 sqft Living Area |
| 1st Floor Area | 1,231 sqft |
| Basement Area | 1,231 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 144 ft deep x 97 ft wide |
| Garage Area | 719 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 631 UPTON DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-2197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 99 EDGEWATER DUNES SIXTH AMENDMENT LIBER 122 PAGE 146 SEVENTH AMENDMENT LIBER 122 PAGE 176 |
| Legal Subdivision | EDGEWATER |
| Legal Unit | 99 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 801 |
Source: Berrien County records · APN 76-1915-0099-00-6
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Sep 03, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Nov 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on Record |
| Deed Sale | Oct 31, 2022 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Document Number | 2022366029 |
| Deed Book / Page | 3390 / 1767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 631 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03219/2228 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 3219/2228 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 631 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03248/0915 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 3248/0915 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 631 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32016 HUCKLEBERRY LN, DOWAGIAC, MI 49047-9255 |
| Document Number | 003391/437 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | 3391/437 |
| Instrument | 2022366494 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 66 Months |
| Due | May 01, 2028 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,400 (+15.36%) | $998,800 (+15.36%) | |
| 2025 | $18,813.00 (+49.4%) | ||
| 2023 | $432,900 | $865,800 | |
| 2022 | $12,592.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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