621 Upton Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 621 Upton Dr, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,755 sqft · built 2010
Lot Size0.245 acres (10,672 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Apr 2009)
Tax Bill$14,563 (2025)
Deeds & MortgagesOct 2020 Transfer
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN76-1915-0100-00-4

Property Details

APN / Parcel Number

Primary APN76-1915-0100-00-4
Alternative APN
  • 11-76-1915-0100-00-4

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,755 sqft Living Area
1st Floor Area1,442 sqft
Basement Area1,442 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area10,672 sqft (0.245 acres)
Lot Dimensions135 ft deep x 79 ft wide
Garage Area563 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address621 UPTON DR
CitySAINT JOSEPH
StateMI
Zip49085-2197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - A
Legal DescriptionUNIT 100 EDGEWATER DUNES SIXTH AMENDMENT LIBER 122 PAGE 146 SEVENTH AMENDMENT LIBER 122 PAGE 176
Legal SubdivisionEDGEWATER
Legal Unit100
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1008
Census Tract801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address621 UPTON DR, SAINT JOSEPH, MI 49085-2197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Intrafamily Transfer, Transfer
May 24, 2018Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2009 · Amount on Record
Deed SaleApr 6, 2009 · Amount on Record
Prior SaleNov 29, 2006
Deed Book / Page2879 / 109
Last Transfer DateSep 18, 2020
Transfer Doc0000291879
Record UpdatedOct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateOct 19, 2020
Property Address621 UPTON DR, SAINT JOSEPH, MI 49085-2197
Document Number03296/1109
Book / Page3296 / 1109
Map ReferenceLB 122 PG 1
Instrument DateSep 18, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address621 UPTON DR, SAINT JOSEPH, MI 49085-2197

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 24, 2018
Property Address621 UPTON DR, SAINT JOSEPH, MI 49085-2197
Document Number03206/2015
Book / Page3206 / 2015
Instrument DateMay 18, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 WAYNE ST, SAINT JOSEPH, MI 49085-1134

Mortgage

Document Number0032062016
DateMay 24, 2018
Instrument3206/2016
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,500 (-10.17%)$837,000 (-10.17%)
2025$14,563.00 (+2.45%) Homeowner's exemption$465,900 (+19.43%)$931,800 (+19.43%)
2024$14,215.00 (+9.26%)
2023$390,100$780,200
2022$13,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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