601 Upton Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 601 Upton Dr, Saint Joseph, MI 49085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,670 sqft · built 2005
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Tax Bill	$8,827 (2025)
Deeds & Mortgages	Mar 2024 Transfer Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-1915-0040-00-1`

Property Details

APN / Parcel Number

Primary APN	`76-1915-0040-00-1`
Alternative APN	`11-76-1915-0040-00-1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,670 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	135 ft deep x 67 ft wide
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	601 UPTON DR
City	SAINT JOSEPH
State	MI
Zip	49085-2197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 40 EDGEWATER DUNES FIRST AMENDMENT LIBER 122 PAGE 71 FIFTH AMENDMENT LIBER 122 PAGE 131
Legal Subdivision	EDGEWATER
Legal Unit	40
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1008
Census Tract	801

Owner

Source: Berrien County records · APN 76-1915-0040-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	601 UPTON DR, SAINT JOSEPH, MI 49085-2197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Intrafamily Transfer, Transfer
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
May 12, 2021	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2006
Deed Sale	Feb 27, 2006
Prior Sale	Jan 20, 2005
Deed Book / Page	2690 / 1279
Last Transfer Date	Mar 20, 2024
Transfer Doc	03422/4113
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 20, 2024
Property Address	601 UPTON DR, SAINT JOSEPH, MI 49085-2197
Document Number	03422/4113
Book / Page	3422 / 4113
Map Reference	LB 122 PG 71
Instrument Date	Mar 07, 2024
Instrument	2024402197
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	601 UPTON DR, SAINT JOSEPH, MI 49085-2197

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	601 UPTON DR, SAINT JOSEPH, MI 49085-2197
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03198/1320
Date	Feb 27, 2018
Book Page	3198/1320

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	49550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	601 UPTON DR, SAINT JOSEPH, MI 49085-2197
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03320/1495
Date	Mar 30, 2021
Book Page	3320/1495

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	601 UPTON DR, SAINT JOSEPH, MI 49085-2197
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003327/569
Date	May 12, 2021
Book Page	3327/569

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,900 (-0.53%)	$601,800 (-0.53%)
2025	$8,827.00 (+2.45%)	$302,500 (+19.09%)	$605,000 (+19.09%)
2024	$8,616.00 (+9.26%)
2023		$254,000	$508,000
2022	$7,886.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210008011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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