Berrien County property record for 611 Upton Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,304 sqft · built 2022 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $93,750 (Jul 2021) |
| Tax Bill | $17,975 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1915-0101-00-1 |
| Primary APN | 76-1915-0101-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,304 sqft Living Area |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 1,540 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 611 UPTON DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-2197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - A |
| Legal Description | UNIT 101 EDGEWATER DUNES SIXTH AMENDMENT LIBER 122 PAGE 146 |
| Legal Subdivision | EDGEWATER |
| Legal Unit | 101 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 801 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 611 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNITED FCU |
| Jul 8, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Feb 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| May 15, 2018 | Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Prior Sale | May 15, 2018 · Amount on Record |
| Deed Book / Page | 3335 / 269 |
| Prior Transfer Date | Nov 9, 2006 |
| Prior Transfer Doc | 02758/1731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 611 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 706 MAIN ST, SAINT JOSEPH, MI 49085-1317 |
| Document Number | 03373/1176 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 3373/1176 |
| Instrument | 2022352343 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 8, 2021 |
| Property Address | 611 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Document Number | 003335/269 |
| Book / Page | 3335 / 269 |
| Map Reference | LB 122 PG 230 |
| Instrument Date | Jul 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $808.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 706 MAIN ST, SAINT JOSEPH, MI 49085-1317 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 12, 2021 |
| Property Address | 611 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Document Number | 03313/1719 |
| Book / Page | 3313 / 1719 |
| Instrument Date | Jan 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WAYNE ST, SAINT JOSEPH, MI 49085-1133 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 700 N LARRABEE STREET #1011 # 1011, 1011, SAINT JOSEPH, MI 49085 |
| Document Number | 0033131721 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 3313/1721 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 15, 2018 |
| Property Address | 611 UPTON DR, SAINT JOSEPH, MI 49085-2197 |
| Document Number | 03205/2139 |
| Book / Page | 3205 / 2139 |
| Map Reference | LB122 PG230 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $524.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 581 CAMPBELL AVE, BENTON HARBOR, MI 49022-2711 |
| Name | Verified Name |
|---|---|
| Address | 811 SHIP ST7 202, ST7202, SAINT JOSEPH, MI 49085-1171 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,000 (+1.76%) | $938,000 (+1.76%) | |
| 2025 | $17,975.00 (-28.53%) | $460,900 (+321.3%) | $921,800 (+321.3%) |
| 2024 | $25,151.00 (+885.54%) | ||
| 2023 | $109,400 | $218,800 | |
| 2022 | $2,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures