591 Upton Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 591 Upton Dr, Saint Joseph, MI 49085 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2000
Square Footage2,800 sqft Living Area
Lot Size9,060 sqft (0.208 acres)
OccupancyOwner Occupied
Last Sale$10,000 (2006)
Tax Bill$8,394.00 (2025)

Property Details

APN / Parcel Number

Primary APN76-1915-0039-00-3
Alternative APN
  • 11-76-1915-0039-00-3

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,800 sqft Living Area
1st Floor1,184 sqft 1st Floor
Basement Area1,184 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area9,060 sqft (0.208 acres)
Depth X Width137 ft x 66 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address591 UPTON DR
CitySAINT JOSEPH
StateMI
Zip49085-1092
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionUNIT 39 EDGEWATER DUNES FIRST AMENDMENT LIBER 122 PAGE 71
Legal SubdivisionEDGEWATER
Legal Unit39
JurisdictionBERRIEN MI
Minor Civil DivisionST. JOSEPH
Census Blockgroup1
Census Block1008
Census Tract801

Owner

Source: Berrien County records · APN 76-1915-0039-00-3

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2017Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Feb 15, 2019Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU
Nov 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 01, 2010Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU
Oct 25, 2007Deed of Trust, Mortgage
UNITED FCU
Sep 05, 2006Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
FIRST RESOURCE FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2006 · Amount on Record
Deed SaleSep 05, 2006 · Amount on Record
Prior SaleDec 08, 2000 · Amount on Record
Deed Book / Page2740 / 1136
Record RefreshedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03188/1006
DateNov 01, 2017
Book Page3188/1006
Instrument3188-1006
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueOct 25, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03229/1334
DateFeb 15, 2019
Book Page3229/1334
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 25, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyMERIDIAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03310/2106
DateJan 26, 2021
Book Page3310/2106
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03255/1949
DateNov 06, 2019
Book Page3255/1949
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2034

December 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyCAPITAL TITLE AGENCY INC, CTI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02940/2458
DateDec 01, 2010
Book Page2940/2458
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2025

October 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02816/0222
DateOct 25, 2007
Book Page2816/0222
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
AmountAmount Recorded
Term120 Months
DueOct 21, 2017

September 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateSep 05, 2006
Property Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092
Document Number02740/1136
Book / Page2740 / 1136
Map ReferenceMB122 PG1
Instrument DateAug 28, 2006
Transaction TypeTransfer
Record UpdatedJun 08, 2026

Transaction

AmountAmount Recorded
Tax$2,666.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1805 LAKEVIEW AVE, SAINT JOSEPH, MI 49085-1644

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 UPTON DR, SAINT JOSEPH, MI 49085-1092

Mortgage

Document Number0027401137
DateSep 05, 2006
Instrument2740/1137
Lender
NameFIRST RESOURCE FCU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueSep 01, 2036
Interest
Rate TypeAdjustable Rate
Rate6.37%
Change FrequencyAnnually
Index52-Week T-Bill (1-Year)

Mortgage

Document Number02742/1755
DateSep 13, 2006
Book Page2742/1755
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
Address1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$298,900 (+25.01%)$597,800 (+25.01%)
2025$8,394.00 (+11.93%)
2023$239,100$478,200
2022$7,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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