Berrien County property record for 561 Upton Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,093 sqft · built 2003 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Company Name on File |
| Last Sale | $42,000 (Jan 2003) |
| Tax Bill | $11,377 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jun 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1915-0036-00-4 |
| Primary APN | 76-1915-0036-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,093 sqft Living Area |
| 1st Floor Area | 1,029 sqft |
| Basement Area | 1,029 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 138 ft deep x 65 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 561 UPTON DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - A |
| Legal Description | UNIT 36 EDGEWATER DUNES FIRST AMENDMENT LIBER 122 PAGE 71 |
| Legal Subdivision | EDGEWATER |
| Legal Unit | 36 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 801 |
Source: Berrien County assessment roll, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 7, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jun 11, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Sep 12, 2022 | Intrafamily Transfer, Transfer |
| Sep 12, 2022 | Intrafamily Transfer, Transfer |
| Jan 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 2, 2003 · Amount on Record |
| Deed Sale | Jan 2, 2003 · Amount on Record |
| Deed Book / Page | 2330 / 1099 |
| Last Transfer Date | Sep 2, 2022 |
| Transfer Doc | 03385/2138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03224/1630 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 3224/1630 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03240/0307 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 3240/0307 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 12, 2022 |
| Property Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Document Number | 03385/2136 |
| Book / Page | 3385 / 2136 |
| Map Reference | LB 122 PG 230 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022362284 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 12, 2022 |
| Property Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Document Number | 03385/2138 |
| Book / Page | 3385 / 2138 |
| Map Reference | LB 122 PG 230 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022362285 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 11, 2022 |
| Property Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Document Number | 003360/390 |
| Book / Page | 3360 / 390 |
| Map Reference | MB 122 PG 230 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 2022340207 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 561 UPTON DR, SAINT JOSEPH, MI 49085-1092 |
| Document Number | 0003360392 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 3360/392 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,500 (-10.51%) | $557,000 (-10.51%) | |
| 2025 | $11,377.00 (+1.43%) Homeowner's exemption | $311,200 (+18.87%) | $622,400 (+18.87%) |
| 2024 | $11,217.00 (+44.1%) | ||
| 2023 | $261,800 | $523,600 | |
| 2022 | $7,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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