Miami County property record for 616 E Franklin St, Troy, OH 45373 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,106 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $27,000 (1984) |
| Tax Bill | $3,840.00 (2025) |
| Primary APN | D08-009480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,106 sqft Living Area |
| 1st Floor | 2,356 sqft 1st Floor |
| Upper Floors | 928 sqft Upper Floors |
| Basement Area | 232 sqft Basement |
| Unfinished Basement | 232 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 165 ft x 55 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 600 sqft Garage |
| Deck Area | 64 sqft Deck |
| Porch Area | 359 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 616 E FRANKLIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 698 55.25' |
| Legal Subdivision | CITY OF TROY |
| Legal Lot Number | 698 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-009480
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 616 E FRANKLIN ST, TROY, OH 45373-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FIDELITY BANK |
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 1984 · Amount on Record |
| Deed Sale | Jun 01, 1984 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 616 E FRANKLIN ST, TROY, OH 45373-3613 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015066 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022OR-15066 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 616 E FRANKLIN ST, TROY, OH 45373-3613 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002874 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022OR-02874 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 616 E FRANKLIN ST, TROY, OH 45373-3613 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 616 E FRANKLIN ST, TROY, OH 45373-3613 |
| Document Number | 0000015421 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020OR-15421 |
| Name | FIRST FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 14, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 616 E FRANKLIN ST, TROY, OH 45373-3613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006948 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019OR-06948 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,840.00 (+38.53%) Homeowner's exemption | $115,750 (+57.61%) Land $9,170 Building $106,580 | $330,700 (+57.63%) Land $26,200 Building $304,500 |
| 2024 | $2,772.00 (+4.96%) Homeowner's exemption | $73,440 (+2.7%) Land $9,560 Building $63,880 | |
| 2023 | $2,641.00 (+17.43%) Homeowner's exemption | $71,510 (-) Land $9,560 Building $61,950 | $209,800 (+2.69%) Land $27,300 Building $182,500 |
| 2022 | $2,249.00 Homeowner's exemption | $71,510 Land $9,560 Building $61,950 | $204,300 Land $27,300 Building $177,000 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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