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620 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 620 E Franklin St, Troy, OH 45373 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,734 sqft · built 1920
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$287,640 (Jul 2025)
Tax Bill$3,811 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Aug 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APND08-009485

Property Details

APN / Parcel Number

Primary APND08-009485
Alternative APNs
  • 050627.2-19-003-00
  • D08SE011 01400

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,734 sqft Living Area
1st Floor Area1,766 sqft
2nd Floor Area968 sqft
Upper Floors Area968 sqft
Basement Area484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions165 ft deep x 55 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Old Parcel NumberD08SE011 01400
Street Address620 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 699 55.25
Legal SubdivisionPEARSONS & EDGES ADD
Legal Lot Number699 55
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3000
Census Tract365200

Owner

Source: Miami County records · APN D08-009485

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address620 E FRANKLIN ST, TROY, OH 45373-3613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2025Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC
Aug 23, 2023Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
Oct 19, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Prior SaleOct 19, 2020 · Amount on Record
Deed Document Number1167
Record UpdatedJun 08, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJul 09, 2025
Property Address620 E FRANKLIN ST, TROY, OH 45373-3613
Document Number0000007518
Map ReferenceMB 1 PG 324
Instrument DateJul 07, 2025
Instrument2025OR-07518
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyCHICAGO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 E FRANKLIN ST, TROY, OH 45373-3613

Mortgage

Document Number0000007519
DateJul 09, 2025
Instrument2025OR-07519
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address620 E FRANKLIN ST, TROY, OH 45373-3613
Transaction TypeMortgage
Record UpdatedSep 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009209
DateAug 23, 2023
Instrument2023OR-09209
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 25, 2048

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateOct 19, 2020
Property Address620 E FRANKLIN ST, TROY, OH 45373-3613
Document Number0000015254
Map ReferenceMB 1 PG 324
Instrument DateOct 15, 2020
Instrument2020OR-15254
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyHOME SERVICES TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 E FRANKLIN ST, TROY, OH 45373-3613

Mortgage

Document Number0000015255
DateOct 19, 2020
Instrument2020OR-15255
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,811.00 (+39.55%) Homeowner's exemption$110,640 (+52.92%) Land $9,170 Building $101,470$316,100 (+52.93%) Land $26,200 Building $289,900
2024$2,731.00 (+2.21%) Homeowner's exemption$72,350 (-) Land $9,560 Building $62,790
2023$2,672.00 (+17.45%) Homeowner's exemption$72,350 (-) Land $9,560 Building $62,790$206,700 (-) Land $27,300 Building $179,400
2022$2,275.00 Homeowner's exemption$72,350 Land $9,560 Building $62,790$206,700 Land $27,300 Building $179,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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