621 Cortez Ave, Vista, CA 92084 Property Records

San Diego County property record for 621 Cortez Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,289 sqft · built 1989
Lot Size	0.23 acres (10,025 sqft)
Owner	Trust Name on File
Last Sale	$600,000 (Aug 2019)
Tax Bill	$8,214 (2025)
Deeds & Mortgages	Dec 2021 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`173-552-46-00`

Property Details

APN / Parcel Number

Primary APN	`173-552-46-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,289 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	10,025 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	621 CORTEZ AVE
City	VISTA
State	CA
Zip	92084-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 46 TR 012021
Legal Subdivision	VISTA 86-07
Legal Tract	012021
Legal Block	2
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19206

Owner

621 Cortez Ave is owner-occupied and held in a trust since December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	621 CORTEZ AVE, VISTA, CA 92084-3729
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Intrafamily Transfer, Transfer
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 13, 2019	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/CA
Aug 13, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Oct 20, 1988 · Amount on File
Deed Document Number	2019339330
Last Transfer Date	Dec 8, 2021
Transfer Doc	0000871627
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2021
Property Address	621 CORTEZ AVE, VISTA, CA 92084-3729
Document Number	0000871627
Map Reference	MAP 12021
Instrument Date	Dec 8, 2021
Instrument	2021-0871627
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	621 CORTEZ AVE, VISTA, CA 92084-3729

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	621 CORTEZ AVE, VISTA, CA 92084-3729
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 CORTEZ AVE, VISTA, CA 92084-3729

Mortgage

Document Number	0000248744
Date	Apr 1, 2021
Instrument	2021-0248744

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2019
Property Address	621 CORTEZ AVE, VISTA, CA 92084-3729
Document Number	0000398106
Instrument Date	Sep 3, 2019
Instrument	398106
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	621 CORTEZ AVE VISTA CA 920843729, VISTA, CA 92084-3729

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2019
Property Address	621 CORTEZ AVE, VISTA, CA 92084-3729
Document Number	0000339329
Instrument Date	Jul 12, 2019
Instrument	339329
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 CORTEZ AVE VISTA CA 920843729, VISTA, CA 92084-3729

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2019
Property Address	621 CORTEZ AVE, VISTA, CA 92084-3729
Document Number	0000339330
Instrument Date	Jul 2, 2019
Instrument	339330
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 CORTEZ AVE VISTA CA 920843729, VISTA, CA 92084-3729

Mortgage

Document Number	339331
Date	Aug 13, 2019
Instrument	339331

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 621 Cortez Ave was $8,214.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,305 (+2%) Land $174,371 Building $494,934
2025	$8,214.00	$656,182 Land $170,952 Building $485,230
2023	$7,545.00 (+10.66%) Homeowner's exemption	$780,300 Land $474,300 Building $306,000
2022	$6,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 621 Cortez Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 621 Cortez Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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