Douglas County property record for 628 S 249th Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,783 sqft · built 2011 |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,600,000 (Aug 2022) |
| Tax Bill | $16,623 (2024) |
| Deeds & Mortgages | Nov 2019 Line of Credit Aug 2022 Sale + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | R2524500332 |
| Primary APN | R2524500332 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,783 sqft Living Area |
| Basement Area | 2,659 sqft |
| Finished Basement | 2,020 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,875 sqft (0.594 acres) |
| Lot Width | 140 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,037 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 850 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 984 sqft |
| Deck Area | 412 sqft |
| Patio Area | 754 sqft |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | R2524500332 |
|---|---|
| Street Address | 628 S 249TH CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SHORES LOT 112 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 112 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2019 | Deed of Trust, Mortgage · Line of Credit MUTUAL OF OMAHA BANK |
| Aug 29, 2022 | Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Aug 2, 2018 | Grant Deed, Transfer NEBRASKA TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Aug 2, 2018 · Amount on Record |
| Deed Document Number | 2022087730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 628 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000096697 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 2019096697 |
| Name | MUTUAL OF OMAHA BANK |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 29, 2022 |
| Property Address | 628 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Document Number | 0000087730 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022087730 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 2, 2018 |
| Property Address | 628 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Document Number | 0000060859 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 60859 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,475.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 628 S 249TH CIR WATERLOO NE 680694439, WATERLOO, NE 68069-4439 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345,700 (+22.29%) Land $239,500 Building $1,106,200 | $1,345,700 (+22.29%) Land $239,500 Building $1,106,200 | |
| 2024 | $16,623.00 (-6.36%) | ||
| 2023 | $17,752.00 (-10.09%) | $1,100,400 Land $239,500 Building $860,900 | $1,100,400 Land $239,500 Building $860,900 |
| 2022 | $19,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures