Douglas County property record for 706 S 249th Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4 ba · 2,308 sqft · built 2014 |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Dec 2012) |
| Tax Bill | $12,374 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 2450-0336-25 |
| Primary APN | 2450-0336-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,814 sqft Living Area |
| Gross Area | 6,361 sqft |
| 1st Floor Area | 2,308 sqft |
| Basement Area | 2,589 sqft |
| Finished Basement | 1,506 sqft |
| Unfinished Basement | 1,083 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,875 sqft (0.594 acres) |
| Lot Width | 140 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 900 sqft |
| Deck Area | 264 sqft |
| Patio Area | 312 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | R2524500336 |
|---|---|
| Street Address | 706 S 249TH CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST SHORES LOT 114 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 114 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 706 S 249TH CIR, WATERLOO, NE 68069-4435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2012 · Amount on Record |
| Deed Sale | Dec 18, 2012 · Amount on Record |
| Deed Document Number | 2012128997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 706 S 249TH CIR, WATERLOO, NE 68069-4435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000090355 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020090355 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 706 S 249TH CIR, WATERLOO, NE 68069-4435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000119320 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021119320 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,374.00 (-0.71%) | $1,010,800 (+20.55%) Land $239,500 Building $771,300 | $1,010,800 (+20.55%) Land $239,500 Building $771,300 |
| 2024 | $12,462.00 (-7.87%) | ||
| 2023 | $13,527.00 (-10.09%) | $838,500 Land $239,500 Building $599,000 | $838,500 Land $239,500 Building $599,000 |
| 2022 | $15,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures