Douglas County property record for 604 S 249th Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4 ba · 2,608 sqft · built 2007 |
| Lot Size | 0.57 acres (24,863 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,300,000 (Aug 2023) |
| Tax Bill | $15,983 (2024) |
| Deeds & Mortgages | Aug 2023 Sale May 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R2524500326 |
| Primary APN | R2524500326 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| Basement Area | 3,057 sqft |
| Finished Basement | 2,375 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,863 sqft (0.57 acres) |
| Lot Width | 130 ft Width |
| Garage Type | Attached |
| Garage Area | 1,022 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 1,268 sqft |
| Deck Area | 75 sqft |
| Patio Area | 1,012 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500326 |
|---|---|
| Street Address | 604 S 249TH CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SHORES LOT 109 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 109 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 604 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| May 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Jan 31, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Dec 24, 2015 |
| Deed Document Number | 2023059990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 11, 2023 |
| Property Address | 604 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Document Number | 0000059990 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 2023059990 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,925.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 604 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017036056 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 2017036056 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jan 31, 2017 |
| Property Address | 604 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Document Number | 0000008121 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 8121 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 S 249TH CIR WATERLOO NE 680694439, WATERLOO, NE 68069-4439 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,288,800 (+25.91%) Land $237,300 Building $1,051,500 | $1,288,800 (+25.91%) Land $237,300 Building $1,051,500 | |
| 2024 | $15,983.00 (-3.21%) | ||
| 2023 | $16,513.00 (-10.09%) | $1,023,600 (-) Land $237,300 Building $786,300 | $1,023,600 (-) Land $237,300 Building $786,300 |
| 2022 | $18,366.00 | $1,023,600 Land $237,300 Building $786,300 | $1,023,600 Land $237,300 Building $786,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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