Douglas County property record for 620 S 249th Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 6,816 sqft · built 2020 |
| Lot Size | 0.573 acres (24,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Apr 2007) |
| Tax Bill | $19,241 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 2450-0330-25 |
| Primary APN | 2450-0330-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 6,816 sqft Living Area |
| Gross Area | 9,045 sqft |
| Basement Area | 3,367 sqft |
| Finished Basement | 2,294 sqft |
| Unfinished Basement | 1,073 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,975 sqft (0.573 acres) |
| Lot Width | 135 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 1,498 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500330 |
|---|---|
| Street Address | 620 S 249TH CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST SHORES LOT 111 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 111 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage METRO CU FCU |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 15, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FRONTIER BK |
| Jan 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2007 · Amount on Record |
| Deed Sale | Apr 12, 2007 · Amount on Record |
| Deed Document Number | 200746830 |
| Last Transfer Date | Jan 10, 2018 |
| Transfer Doc | 0000002755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 620 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000013896 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2023013896 |
| Name | METRO CU FCU |
|---|---|
| Type | Credit Union |
| Address | OMAHA, NE 68137 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 620 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057158 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020057158 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Oct 15, 2018 |
| Property Address | 620 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 81990 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 S 249TH CIR WATERLOO NE 68069, WATERLOO, NE 68069 |
| Document Number | 0000081990 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 81990 |
| Name | FRONTIER BK |
|---|---|
| Type | Bank |
| Address | 17002 MARCY ST # 120, OMAHA, NE 68118-2933 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jan 11, 2018 |
| Property Address | 620 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Document Number | 0000002755 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 2755 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,241.00 (-0.91%) | $1,571,800 (+22.3%) Land $237,600 Building $1,334,200 | $1,571,800 (+22.3%) Land $237,600 Building $1,334,200 |
| 2024 | $19,417.00 (-6.35%) | ||
| 2023 | $20,733.00 (-10.09%) | $1,285,200 Land $237,600 Building $1,047,600 | $1,285,200 Land $237,600 Building $1,047,600 |
| 2022 | $23,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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