Douglas County property record for 636 S 249th Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 8,429 sqft · built 2014 |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,900,000 (Jul 2023) |
| Tax Bill | $35,655 (2024) |
| Deeds & Mortgages | Jul 2023 Sale Apr 2020 Line of Credit + 3 more |
| Flood Zone | Zone AO (high risk) |
| APN | R2524500334 |
| Primary APN | R2524500334 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 3 Stories |
| Building Area | 8,429 sqft Living Area |
| Basement Area | 4,203 sqft |
| Finished Basement | 3,783 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,875 sqft (0.594 acres) |
| Lot Width | 140 ft Width |
| Garage Type | Built-in |
| Garage Area | 2,154 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 2,139 sqft |
| Deck Area | 129 sqft |
| Patio Area | 738 sqft |
| Sports Court | Sports Court |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R2524500334 |
|---|---|
| Street Address | 636 S 249TH CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SHORES LOT 113 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 113 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 636 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Warranty Deed, Transfer NOT AVAILABLE, TOP TIER TITLE SERVICES |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK |
| Apr 7, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UMB BANK NA |
| Jul 24, 2018 | Trustee's Deed, Construction Loan · Line of Credit CORE BK |
| Sep 20, 2017 | Survivorship Deed, Transfer · Conventional Mortgage SAC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Prior Sale | Apr 7, 2020 |
| Deed Document Number | 2023052856 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jul 20, 2023 |
| Property Address | 636 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Document Number | 0000052856 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023052856 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | NOT AVAILABLE, TOP TIER TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,525.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 636 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035520 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020035520 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 7, 2020 |
| Property Address | 636 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Document Number | 0000031612 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 2020031612 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | AMBASSADOR TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 241468, OMAHA, NE 68124-5468 |
| Document Number | 0000031613 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 2020031613 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.26% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 8.26% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 8.26% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jul 24, 2018 |
| Property Address | 636 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 57931 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 636 S 249TH CIR WATERLOO NE 680694439, WATERLOO, NE 68069-4439 |
| Document Number | 0000057931 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 57931 |
| Name | CORE BK |
|---|---|
| Type | Bank |
| Address | 12100 W CENTER RD, OMAHA, NE 68144-3969 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Sep 20, 2017 |
| Property Address | 636 S 249TH CIR, WATERLOO, NE 68069-4439 |
| Document Number | 0000075378 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 2017075378 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | AMBASSADOR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,543.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000075379 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017075379 |
| Name | SAC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,860,200 (+31.05%) Land $239,500 Building $2,620,700 | $2,860,200 (+31.05%) Land $239,500 Building $2,620,700 | |
| 2024 | $35,655.00 (+1.26%) | ||
| 2023 | $35,210.00 (-10.09%) | $2,182,600 (-) Land $239,500 Building $1,943,100 | $2,182,600 (-) Land $239,500 Building $1,943,100 |
| 2022 | $39,162.00 | $2,182,600 Land $239,500 Building $1,943,100 | $2,182,600 Land $239,500 Building $1,943,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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