612 S 249th Cir, Waterloo, NE 68069 Property Records

Douglas County property record for 612 S 249th Cir, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,650 sqft · built 2008
Lot Size	0.571 acres (24,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Jul 2026)
Tax Bill	$15,611 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2450-0328-25`

Property Details

APN / Parcel Number

Primary APN	`2450-0328-25`
Alternative APNs	`R2524500328` `2524500328`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,650 sqft Living Area
Gross Area	7,941 sqft
Basement Area	2,637 sqft
Finished Basement	1,881 sqft
Unfinished Basement	756 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,862 sqft (0.571 acres)
Lot Width	130 ft Width
View / Lot	Lake
Garage Type	Attached
Garage Area	1,147 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	988 sqft
Deck Area	144 sqft
Patio Area	469 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500328
Street Address	612 S 249TH CIR
City	WATERLOO
State	NE
Zip	68069-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WEST SHORES LOT 110 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	110
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1016
Census Tract	7508

Owner

Source: Douglas County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 S 249TH CIR, WATERLOO, NE 68069-4439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Apr 17, 2012 · Amount on Record
Deed Document Number	202659424
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 9, 2026
Property Address	612 S 249TH CIR, WATERLOO, NE 68069-4439
Document Number	0000059424
Instrument Date	Jun 16, 2026
Instrument	202659424
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$339,764.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 S 249TH CIR, WATERLOO, NE 68069-4439

Mortgage

Document Number	0000059425,
Date	Jul 9, 2026
Instrument	202659425

Lender

Name	ACCESS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,611.00 (-1.02%)	$1,275,200 (+23.41%) Land $237,300 Building $1,037,900	$1,275,200 (+23.41%) Land $237,300 Building $1,037,900
2024	$15,772.00 (-5.38%)
2023	$16,669.00 (-10.09%)	$1,033,300 Land $237,300 Building $796,000	$1,033,300 Land $237,300 Building $796,000
2022	$18,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20