6218 Riptide Way, Fort Wayne, IN 46845 Property Records

Allen County property record for 6218 Riptide Way, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,440 sqft · built 1992
Lot Size	0.233 acres (10,160 sqft)
Owner	2 Individual Names on File
Last Sale	$217,900 (Aug 2005)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Nov 2019 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-03-31-452-001.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-31-452-001.000-042`
Alternative APN	`1347380048`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	4,810 sqft
1st Floor Area	2,440 sqft
Basement Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,160 sqft (0.233 acres)
Lot Dimensions	1,270 ft deep x 800 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6218 RIPTIDE WAY
City	FORT WAYNE
State	IN
Zip	46845-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND BLUFFS SEC 1 AMD LOT 48
Legal Subdivision	RIVER BEND BLUFFS
Legal Lot Number	48
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4014
Census Tract	10201

Owner

6218 Riptide Way is owned and occupied by two individuals who acquired it in November 2024.

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6218 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORT FINANCIAL CU
May 3, 2018	Deed of Trust, Mortgage · Line of Credit FORT FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2005 · Amount on File
Deed Sale	Aug 5, 2005 · Amount on File
Deed Document Number	200549678
Last Transfer Date	Nov 4, 2024
Transfer Doc	2024054186
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6218 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	Dec 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019059442
Date	Nov 19, 2019
Instrument	2019059442

Lender

Name	FORT FINANCIAL CU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	6218 RIPTIDE WAY, FORT WAYNE, IN 46845-9413
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018021227
Date	May 3, 2018
Instrument	2018021227

Lender

Name	FORT FINANCIAL CU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 19, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6218 Riptide Way was $3,239, down 6.7% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,239.00 (-6.74%)	$406,900 Land $29,700 Building $377,200	$406,900 Land $29,700 Building $377,200
2024	$3,473.00 (+25.61%)
2023	$2,765.00 (+5.45%)	$354,200 (+5.48%) Land $29,700 Building $324,500	$354,200 (+5.48%) Land $29,700 Building $324,500
2022	$2,622.00	$335,800 Land $29,700 Building $306,100	$335,800 Land $29,700 Building $306,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6218 Riptide Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6218 Riptide Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mediacom Xtream, Watch TV.

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